Albemarle County property record for 965 Grayson Ln, Charlottesville, VA 22903 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,250 sqft Finished Area |
| Lot Size | 12,850 sqft (0.295 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $465,000 (2018) |
| Tax Bill | $6,446.00 (2026) |
Source: Albemarle County records · APN 076R0-02-00-00400
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 965 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 14, 2024 | Transfer on Death Deed, Transfer |
| Dec 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Aug 20, 2018 | Grant Deed, Transfer SUNTRUST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on Record |
| Deed Sale | Aug 20, 2018 · Amount on Record |
| Prior Sale | May 24, 2016 · Amount on Record |
| Deed Doc Number | 20189342 |
| Deed Book / Page | 5085 / 782 |
| Last Transfer Date | Feb 13, 2024 |
| Transfer Doc | 0000001050 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Feb 14, 2024 |
| Property Address | 965 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774 |
| Document Number | 202400001050 |
| Map Reference | MB 1226 PG 643-646A |
| Instrument Date | Feb 13, 2024 |
| Instrument | 202400001050 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 965 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|
| Document Number | 005649/100 |
|---|---|
| Date | Dec 03, 2021 |
| Book Page | 5649/100 |
| Instrument | 202100019930 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Aug 20, 2018 |
| Property Address | 965 GRAYSON LN, CHARLOTTESVILLE, VA 22903-9774 |
| Document Number | 0000009342 |
| Book / Page | 005085 / 000782 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 9342 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 965 GRAYSON LN CHARLOTTESVILLE VA 229039774, CHARLOTTESVILLE, VA 22903-9774 |
| Document Number | 9343 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 005086/000001 |
| Instrument | 9343 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 19, 2048 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,446.00 (+10.64%) | $721,000 (+10.63%) Land $190,000 Building $531,000 | $721,000 (+10.63%) Land $190,000 Building $531,000 |
| 2025 | $5,826.00 (+21.98%) | $651,700 (+16.52%) Land $170,000 Building $481,700 | $651,700 (+16.52%) Land $170,000 Building $481,700 |
| 2023 | $4,776.00 | $559,300 Land $162,500 Building $396,800 | $559,300 Land $162,500 Building $396,800 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 076R0-02-00-00400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,250 sqft Finished Area |
| Basement Area | 950 sqft Basement |
| Finished Basement | 792 sqft Finished |
| Unfinished Basement | 116 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Material | Wood Roof |
| Lot Area | 12,850 sqft (0.295 acres) |
| Garage Area | 456 sqft Garage |
| Deck Area | 504 sqft Deck |
|---|---|
| Patio Area | 294 sqft Patio |
| Porch Area | 142 sqft Porch |
| View | Proximity to Airport View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 965 GRAYSON LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-9774 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REDFIELDS 4 PH 1B |
| Legal Subdivision | REDFIELDS |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SAMUEL MILLER |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 11202 |
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