982 Ascot Dr, Elgin, IL 60123 Property Records

Kane County property record for 982 Ascot Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 1991
Lot Size	0.37 acres (1,607 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (May 2023)
Tax Bill	$4,804 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-27-176-042`

Property Details

APN / Parcel Number

Primary APN	`06-27-176-042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,449 sqft Living Area
Gross Area	1,904 sqft
Basement Area	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,607 sqft (0.37 acres)
Lot Dimensions	58 ft deep x 28 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	982 ASCOT DR
City	ELGIN
State	IL
Zip	60123-6761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE MEADOWS TOWNHOMES LOT 2 (EXCEPT THE EAST 80.25 FT) OF PINE MEADOW SUB
Legal Subdivision	PINE MEADOWS TOWNHOMES
Legal Block	3
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3016
Census Tract	851908

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	982 ASCOT DR, ELGIN, IL 60123-6761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 30, 2023	Warranty Deed, Transfer · Conventional Mortgage AMRES CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Jan 30, 2023 · Amount on Record
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 25, 2023
Property Address	982 ASCOT DR, ELGIN, IL 60123-6761
Document Number	0000016877
Instrument Date	May 17, 2023
Instrument	2023K016877
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 ASBURY CT, ELGIN, IL 60120-2396

Mortgage

Document Number	0000016878
Date	May 25, 2023
Instrument	2023K016878

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 30, 2023
Property Address	982 ASCOT DR, ELGIN, IL 60123-6761
Document Number	0000003009
Instrument Date	Jan 24, 2023
Instrument	2023K003009
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GLADYS CT, SOUTH ELGIN, IL 60177-3040

Mortgage

Document Number	0000003010
Date	Jan 30, 2023
Instrument	2023K003010

Lender

Name	AMRES CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,804.00 (-0.06%)
2024		$74,587 (+21.39%) Land $13,077 Building $61,510	$223,851 (+21.44%) Land $39,247 Building $184,604
2022	$4,807.00 (+4.75%) Homeowner's exemption	$61,442 (+6.96%) Land $10,772 Building $50,670	$184,326 (+6.96%) Land $32,316 Building $152,010
2021	$4,589.00 Homeowner's exemption	$57,444 Land $10,071 Building $47,373	$172,332 Land $30,213 Building $142,119

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ROLLINS private · serves 231 people · EPA ID IL0895150
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	4 ppb (2026) action level 15 ppb
Copper	1.41 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Ascot Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures