Kane County property record for 970 Ascot Dr, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,449 sqft · built 1991 |
| Lot Size | 0.37 acres (1,617 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jul 2021) |
| Tax Bill | $4,818 (2022) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-27-176-046 |
| Primary APN | 06-27-176-046 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,449 sqft Living Area |
| Gross Area | 1,904 sqft |
| Basement Area | 455 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Lot Area | 1,617 sqft (0.37 acres) |
| Lot Dimensions | 58 ft deep x 28 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 970 ASCOT DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 IN PINE MEADOWS SUBDIVISION |
| Legal Subdivision | PINE MEADOWS SUBD |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 851908 |
Source: Kane County records · APN 06-27-176-046
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 ASCOT DR, ELGIN, IL 60123-6760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2021 | Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Feb 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2021 · Amount on Record |
| Deed Sale | Jul 02, 2021 · Amount on Record |
| Prior Sale | Sep 26, 2001 · Amount on Record |
| Prior Transfer Date | Feb 19, 2008 |
| Prior Transfer Doc | 0000030692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 02, 2021 |
| Property Address | 970 ASCOT DR, ELGIN, IL 60123-6760 |
| Document Number | 0000050977 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021K050977 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35W942 BOWES RD, ELGIN, IL 60123-6767 |
| Document Number | 0000050978 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 2021K050978 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 970 ASCOT DR, ELGIN, IL 60123-6760 |
| Document Number | 0000013842 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 970 ASCOT DR ELGIN IL 601236760, ELGIN, IL 60123-6760 |
| Document Number | 0000013842 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 13842 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 26, 2043 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | ||
| 2024 | $74,737 (+21.4%) Land $13,077 Building $61,660 | $224,301 (+21.44%) Land $39,247 Building $185,054 | |
| 2022 | $4,818.00 (+4.76%) Homeowner's exemption | $61,565 (+6.96%) Land $10,772 Building $50,793 | $184,695 (+6.96%) Land $32,316 Building $152,379 |
| 2021 | $4,599.00 Homeowner's exemption | $57,559 Land $10,071 Building $47,488 | $172,677 Land $30,213 Building $142,464 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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