978 Ascot Dr, Elgin, IL 60123 Property Records

Kane County property record for 978 Ascot Dr, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,449 sqft · built 1991
Lot Size	0.37 acres (1,604 sqft)
Owner	2 Individual Names on File
Last Sale	$176,000 (Oct 2017)
Tax Bill	$5,431 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-27-176-050`

Property Details

APN / Parcel Number

Primary APN	`06-27-176-050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,449 sqft Living Area
Gross Area	1,904 sqft
Basement Area	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,604 sqft (0.37 acres)
Lot Dimensions	58 ft deep x 28 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	978 ASCOT DR
City	ELGIN
State	IL
Zip	60123-6760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE MEADOWS TOWNHOMES LOT 3 (EXCEPT THE EAST 106.73 FT) OF PINE MEADOW SUB
Legal Subdivision	PINE MEADOWS TOWNHOMES
Legal Block	3
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3016
Census Tract	851908

Owner

Source: Kane County records · APN 06-27-176-050

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	978 ASCOT DR, ELGIN, IL 60123-6760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 19, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Oct 23, 2017	Grant Deed, Transfer · FHA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	Sep 13, 2013 · Amount on Record
Deed Document Number	201755380
Last Transfer Date	Sep 24, 2020
Transfer Doc	0000062380
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	978 ASCOT DR, ELGIN, IL 60123-6760
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 ASCOT DR 978, 978, ELGIN, IL 60123-6760

Mortgage

Document Number	0000066817
Date	Sep 01, 2021
Instrument	2021K066817

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Nov 01, 2047

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Oct 19, 2020
Property Address	978 ASCOT DR, ELGIN, IL 60123-6760
Document Number	0000062380
Instrument Date	Sep 24, 2020
Instrument	62380
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	978 ASCOT DR ELGIN IL 601236760, ELGIN, IL 60123-6760

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Oct 23, 2017
Property Address	978 ASCOT DR, ELGIN, IL 60123-6760
Document Number	0000055380
Instrument Date	Oct 17, 2017
Instrument	55380
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 ASCOT DR ELGIN IL 601236760, ELGIN, IL 60123-6760

Mortgage

Document Number	55381
Date	Oct 23, 2017
Instrument	55381

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,431.00 (+15.8%) Homeowner's exemption
2024		$72,945 (+21.39%) Land $13,077 Building $59,868	$218,923 (+21.44%) Land $39,247 Building $179,676
2022	$4,690.00 (+4.78%) Homeowner's exemption	$60,089 (+6.96%) Land $10,772 Building $49,317	$180,267 (+6.96%) Land $32,316 Building $147,951
2021	$4,476.00 Homeowner's exemption	$56,179 Land $10,071 Building $46,108	$168,537 Land $30,213 Building $138,324

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 336 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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