Kane County property record for 976 Ascot Dr, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,449 sqft Living Area |
| Lot Size | 1,507 sqft (0.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $188,500 (2019) |
| Tax Bill | $5,431.00 (2025) |
| Primary APN | 06-27-176-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,449 sqft Living Area |
| Gross Area | 1,904 sqft Gross Area |
| Basement Area | 455 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Townhouse Style |
| Construction Type | Frame Construction |
| Lot Area | 1,507 sqft (0.35 acres) |
| Depth X Width | 58 ft x 26 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 976 ASCOT DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6760 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE MEADOWS TOWNHOMES WEST 26.20 FT OF THE EAST 106.73 FT OF LOT 3 OF PINE MEADOW SUB |
| Legal Subdivision | PINE MEADOW SUB |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 851908 |
Source: Kane County records · APN 06-27-176-049
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 976 ASCOT DR, ELGIN, IL 60123-6760 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Oct 09, 2018 | Deed of Trust, Mortgage · Commercial Mortgage OLD SECOND NATIONAL BANK |
| Jul 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| May 02, 2019 | Trustee's Deed, Construction Loan · Line of Credit FIRST AMERICAN BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on Record |
| Deed Sale | Jul 30, 2019 · Amount on Record |
| Prior Sale | Feb 15, 2013 · Amount on Record |
| Deed Doc Number | 201933609 |
| Prior Transfer Date | Oct 16, 2005 |
| Prior Transfer Doc | 0000053583 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 976 ASCOT DR, ELGIN, IL 60123-6760 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 976 ASCOT DR, ELGIN, IL 60123-6760 |
| Document Number | 0000032712 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2023K032712 |
| Name | BMO BANK NA |
|---|---|
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 976 ASCOT DR, ELGIN, IL 60123-6760 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000049387 |
|---|---|
| Date | Oct 09, 2018 |
| Instrument | 2018K049387 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | YORKVILLE, IL 60560 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 30, 2019 |
| Property Address | 976 ASCOT DR, ELGIN, IL 60123-6760 |
| Document Number | 0000033609 |
| Map Reference | DOC 90J55267 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 2019K033609 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | BAIRD & WARNER TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 976 ASCOT DR, 976, ELGIN, IL 60123-6760 |
| Name | Verified Name |
|---|---|
| Address | 976 ASCOT DR, ELGIN, IL 60123-6760 |
| Document Number | 0000033610 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019K033610 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2034 |
| Rate | 3.62% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 02, 2019 |
| Property Address | 976 ASCOT DR, ELGIN, IL 60123-6760 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 17192 |
| Transaction Type | Construction Loan |
| Record Updated | May 10, 2019 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 976 ASCOT DR ELGIN IL 601236760, ELGIN, IL 60123-6760 |
| Document Number | 0000017192 |
|---|---|
| Date | May 02, 2019 |
| Instrument | 17192 |
| Name | FIRST AMERICAN BK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 01, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,431.00 (+15.8%) Homeowner's exemption | ||
| 2024 | $72,945 (+21.39%) Land $13,077 Building $59,868 | $218,923 (+21.44%) Land $39,247 Building $179,676 | |
| 2022 | $4,690.00 (+4.78%) Homeowner's exemption | $60,089 (+6.96%) Land $10,772 Building $49,317 | $180,267 (+6.96%) Land $32,316 Building $147,951 |
| 2021 | $4,476.00 Homeowner's exemption | $56,179 Land $10,071 Building $46,108 | $168,537 Land $30,213 Building $138,324 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures