985 Ascot Dr, Elgin, IL 60123 Property Records

Kane County property record for 985 Ascot Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,449 sqft · built 1991
Lot Size	0.35 acres (1,507 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Mar 2005)
Tax Bill	$5,113 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-27-176-052`

Property Details

APN / Parcel Number

Primary APN	`06-27-176-052`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,449 sqft Living Area
Gross Area	1,904 sqft
Basement Area	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	1,507 sqft (0.35 acres)
Lot Dimensions	58 ft deep x 26 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	985 ASCOT DR
City	ELGIN
State	IL
Zip	60123-6758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE MEADOWS TOWNHOMES SOUTH 26.20 FT OF THE NORTH 54.41 FT OF LOT 15 OF PINE MEADOW SUB
Legal Subdivision	PINE MEADOW SUB
Legal Block	3
Legal Lot Number	15
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3016
Census Tract	851908

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	985 ASCOT DR, ELGIN, IL 60123-6758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KANE COUNTY TEACHERS CU
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2005 · Amount on Record
Deed Sale	Mar 9, 2005 · Amount on Record
Prior Sale	Jul 26, 1994 · Amount on Record
Deed Document Number	200526183
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	985 ASCOT DR, ELGIN, IL 60123-6758
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000041
Date	Jan 3, 2023
Instrument	2023K000041

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 13, 2033

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	985 ASCOT DR, ELGIN, IL 60123-6758
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080694
Date	Oct 26, 2021
Instrument	2021K080694

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,113.00 (+15.81%) Homeowner's exemption
2024		$69,100 (+21.39%) Land $9,232 Building $59,868	$207,383 (+21.44%) Land $27,707 Building $179,676
2022	$4,415.00 (+4.82%) Homeowner's exemption	$56,922 (+6.96%) Land $7,605 Building $49,317	$170,766 (+6.96%) Land $22,815 Building $147,951
2021	$4,212.00 Homeowner's exemption	$53,218 Land $7,110 Building $46,108	$159,654 Land $21,330 Building $138,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ROLLINS private · serves 231 people · EPA ID IL0895150
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	4 ppb (2026) action level 15 ppb
Copper	1.41 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Ascot Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures