980 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 980 E Osceola Rd, Geneva, FL 32732

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,800 sqft · built 2023
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Dec 2017)
Tax Bill	$2,201 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`02-20-32-3AM-0150-0000`

Property Details

APN / Parcel Number

Primary APN	`02-20-32-3AM-0150-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Rolled Roofing
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport
Carport Area	1 sqft

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	980 E OSCEOLA RD
City	GENEVA
State	FL
Zip	32732-9187
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SEC 02 TWP 20S RGE 32E BEG 300 (M) FT S & 500 (M) FT N 77 DEG 36 MIN 41 SEC E OF SW COR RUN N 12 DEG 23 MIN 19 SEC W 702.58
Legal Range	32E
Legal Township	20S
Legal Section	02
Legal Subdivision	OSCEOLA WOODS 5 ACRE DEV 44 PA
Legal Lot Number	33
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2002
Census Tract	21201

Owner

980 E Osceola Rd, a mobile home, is owned and occupied by two individuals who bought it in December 2017.

Source: Seminole County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	980 E OSCEOLA RD, GENEVA, FL 32732-9187
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017 · Amount on File
Deed Sale	Dec 14, 2017 · Amount on File
Deed Document Number	2017126255
Deed Book / Page	009040 / 001467
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 14, 2017
Property Address	980 E OSCEOLA RD, GENEVA, FL 32732-9187
Document Number	0090401467
Book / Page	009040 / 001467
Instrument Date	Nov 30, 2017
Instrument	126255
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	IMPERIUM TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	980 E OSCEOLA RD GENEVA FL 327329187, GENEVA, FL 32732-9187

Mortgage

Document Number	90401469
Date	Dec 14, 2017
Book Page	009040/001469
Instrument	126256

Lender

Name	TOMASA NAVARRO
Address	1214 OXBOW LN, WINTER SPRINGS, FL 32708-4312
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 13, 2032

Interest

Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 980 E Osceola Rd was $2,201 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,201.00 Homeowner's exemption	$196,105	$277,919 Land $130,000 Building $147,919
2023	$1,777.00 (+3.01%) Homeowner's exemption	$151,456 (+3%)	$195,693 (+2.35%) Land $94,500 Building $101,193
2022	$1,725.00 Homeowner's exemption	$147,045	$191,193 Land $90,000 Building $101,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 980 E Osceola Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 980 E Osceola Rd is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35