990 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 990 E Osceola Rd, Geneva, FL 32732

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,568 sqft · built 2019
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on File
Tax Bill	$3,089 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone A (high risk)
APN	`02-20-32-3AM-0080-0000`

Property Details

APN / Parcel Number

Primary APN	`02-20-32-3AM-0080-0000`
Alternative APN	`2032023AM00800000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	990 E OSCEOLA RD
City	GENEVA
State	FL
Zip	32732-9187
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SEC 02 TWP 20S RGE 32E BEG 300 (M) FT S & 500 (M) FT N 77 DEG 36 MIN 41 SEC E OF SW COR RUN N 77 DEG 36 MIN 41 SEC E 20 FT N 12 DEG 23 MIN 19 SEC W 1320 FT S 77 DEG 36 MIN 41 SEC W 330 FT S 12 DEG 23 MIN 19 SEC E 617.42 FT N 77 DEG 36 MIN 41 SEC E 31
Legal Range	32E
Legal Township	20S
Legal Section	02
Legal Subdivision	OSCEOLA WOODS 5 ACRE DEVELOPMENT 44 PARC
Legal Tract	3AM
Legal Lot Number	34
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2002
Census Tract	21201

Owner

990 E Osceola Rd, a mobile home, is owned by a company that acquired it in April 2022.

Source: Seminole County records, as of December 29, 2025

Owner of Record	Company Name on File
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2022
Deed Sale	Apr 12, 2022
Prior Sale	Feb 4, 2019 · Amount on File
Deed Document Number	202244100
Deed Book / Page	10215 / 1783
Prior Transfer Date	Apr 6, 2022
Prior Transfer Doc	0102151783
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Apr 12, 2022
Property Address	990 E OSCEOLA RD, GENEVA, FL 32732-9187
Document Number	0102151783
Book / Page	10215 / 1783
Instrument Date	Apr 6, 2022
Instrument	2022044100
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 E OSCEOLA RD, GENEVA, FL 32732-9187

Mortgage

Document Number	0102151785
Date	Apr 12, 2022
Instrument	10215/1785

Lender

Name	GO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 990 E Osceola Rd was $3,089.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	$3,089.00
2024		$283,006 Land $130,000 Building $153,006
2023	$2,843.00 (+2.71%) Homeowner's exemption
2022	$2,768.00 Homeowner's exemption	$236,884 Land $90,000 Building $146,884

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 990 E Osceola Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 990 E Osceola Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35