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776 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 776 E Osceola Rd, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,179 sqft · built 2000
Lot Size5.33 acres (232,175 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Mar 2024)
Tax Bill$6,663 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Feb 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-20-32-3AM-1040-0000

Property Details

APN / Parcel Number

Primary APN02-20-32-3AM-1040-0000
Alternative APN
  • 2032023AM10400000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,179 sqft Living Area
Gross Area2,602 sqft
1st Floor Area2,179 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area232,175 sqft (5.33 acres)
Garage TypeAttached
Garage Area423 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area75 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address776 E OSCEOLA RD
CityGENEVA
StateFL
Zip32732-9541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionSEC 10 TWP 20S RGE 32E FROM NW COR RUN S 1963.26 FT NWLY ON CURVE 148.28 FT N 35 DEG 13 MIN 36 SEC E 1210.78 FT ELY ON CURVE 478.58 FT E 2395.09 FT ELY ON CURVE 197 FT N 77 DEG 36 MIN 41 SEC E 62.35 FT TO POB RUN N 12 DEG 23 MIN 19 SEC W 1320 FT N 77
Legal Range32E
Legal Township20S
Legal Section02
Legal SubdivisionOSCEOLA WOODS 5 ACRE DEVELOPMENT 44 PARC
Legal Tract3AM
Legal Lot Number23
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2002
Census Tract21201

Owner

776 E Osceola Rd is owned and occupied by two individuals who bought it in March 2024.

Source: Seminole County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address776 E OSCEOLA RD, GENEVA, FL 32732-9541
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Feb 11, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Jan 6, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jan 6, 2020Quit Claim Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2024 · Amount on File
Deed SaleMar 20, 2024 · Amount on File
Prior SaleJan 6, 2020 · Amount on File
Deed Document Number202424917
Deed Book / Page10598 / 1900
Prior Transfer DateFeb 10, 2021
Prior Transfer Doc0098430609
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 20, 2024
Property Address776 E OSCEOLA RD, GENEVA, FL 32732-9541
Document Number0105981900
Book / Page10598 / 1900
Instrument DateMar 8, 2024
Instrument2024024917
Transaction TypeTransfer
Record UpdatedApr 1, 2024
Title CompanyINNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address127 E 100TH ST # ST9, ST9, NEW YORK, NY 10029-6239

Transferred To (Grantee/Buyer)

NameVerified Name
Address776 E OSCEOLA RD, GENEVA, FL 32732-9541

Mortgage

Document Number0105981902
DateMar 20, 2024
Instrument10598/1902
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateFeb 11, 2021
Property Address776 E OSCEOLA RD, GENEVA, FL 32732-9541
Document Number0098430609
Book / Page9843 / 609
Instrument DateFeb 10, 2021
Instrument2021019114
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address112 DELLWOOD DR, LONGWOOD, FL 32750-3923

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJan 6, 2020
Property Address776 E OSCEOLA RD, GENEVA, FL 32732-9541
Document Number0095121882
Book / Page09512 / 1882
Instrument DateDec 31, 2019
Instrument2020001418
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyOMEGA NATIONAL TTL AGCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1713 KENNEDY PT STE 1043, 1713, OVIEDO, FL 32765-6313

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 DELLWOOD DR, LONGWOOD, FL 32750-3923

Mortgage

Document Number0095121883
DateJan 6, 2020
Instrument09512/1883
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

January 2020: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateJan 6, 2020
Property Address776 E OSCEOLA RD, GENEVA, FL 32732-9541
Document Number0095121879
Book / Page009512 / 001879
Instrument DateDec 5, 2018
Instrument1417
Record UpdatedJan 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address776 E OSCEOLA RD GENEVA FL 327329541, GENEVA, FL 32732-9541

Tax Assessment & Valuation

The 2025 property tax bill for 776 E Osceola Rd was $6,663.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,663.00$505,677 Land $138,580 Building $367,097$505,677 Land $138,580 Building $367,097
2023$5,841.00 (+8.53%)$444,007 (+8.71%)$444,007 (+1.89%) Land $100,737 Building $343,270
2022$5,382.00$408,429$435,759 Land $95,940 Building $339,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 776 E Osceola Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 776 E Osceola Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 83% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEMON BLUFF WATER ASSOCIATION
private · serves 201 people · EPA ID FL3640748
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

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