761 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 761 E Osceola Rd, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 2021
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Tax Bill$3,540 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone A (high risk)
APN10-20-32-3AE-0330-0000

Property Details

APN / Parcel Number

Primary APN10-20-32-3AE-0330-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,672 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeCarport
CarportCarport
Carport Area1 sqft
PorchPorch
Porch Area160 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address761 E OSCEOLA RD
CityGENEVA
StateFL
Zip32732-9580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 10 TWP 20S RGE 32E BEG 3943.648 FT N & 3486.41 FT E OF SW COR RUN N 660 FT E 85 FT NELY ON CURVE 182.06 FT S 10 DEG 51
Legal Range32E
Legal Township20S
Legal Section10
Legal SubdivisionLAKE HARNEY ESTATES 5 ACRE DEV
Legal Lot NumberA
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2007
Census Tract21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address761 E OSCEOLA RD, GENEVA, FL 32732-9580
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2021Warranty Deed, Transfer · Conventional Mortgage
FIDELITY FUNDING MORTGAGE CORP
Jun 17, 2020Warranty Deed, Transfer · Conventional Mortgage
FIDELITY FUNDING MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2021
Deed SaleSep 7, 2021
Prior SaleJun 17, 2020 · Amount on Record
Deed Document Number2021118369
Deed Book / Page10036 / 63
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateSep 7, 2021
Property Address761 E OSCEOLA RD, GENEVA, FL 32732-9580
Document Number0100360063
Book / Page10036 / 63
Instrument DateAug 25, 2021
Instrument2021118369
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1035 SETTLERS LOOP, 1035, GENEVA, FL 32732-9331

Transferred To (Grantee/Buyer)

NameVerified Name
Address761 E OSCEOLA RD, GENEVA, FL 32732-9580

Mortgage

Document Number1003669
DateSep 7, 2021
Instrument10036/69
Lender
NameFIDELITY FUNDING MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJun 17, 2020
Property Address761 E OSCEOLA RD, GENEVA, FL 32732-9580
Document Number0096270992
Book / Page9627 / 992
Instrument DateJun 11, 2020
Instrument2020063207
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2235 NEWMAN RD, 2235, MOUNT PLEASANT, WI 53406-2339

Transferred To (Grantee/Buyer)

NameVerified Name
Address761 E OSCEOLA RD, GENEVA, FL 32732-9580

Mortgage

Document Number0009627995
DateJun 17, 2020
Instrument9627/995
Lender
NameFIDELITY FUNDING MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,540.00 (+3.57%) Homeowner's exemption$291,198 (+5.99%)$359,433 (+18.42%) Land $130,000 Building $229,433
2023$3,418.00 (+2.64%) Homeowner's exemption$274,749 (+3%)$303,515 (+2.14%) Land $94,500 Building $209,015
2022$3,330.00 Homeowner's exemption$266,747$297,157 Land $90,000 Building $207,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 76% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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