Seminole County property record for 963 E Osceola Rd, Geneva, FL 32732
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1999 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $267,000 (May 2019) |
| Tax Bill | $2,393 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 10-20-32-3AE-0580-0000 |
| Primary APN | 10-20-32-3AE-0580-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 1,514 sqft |
| 1st Floor Area | 1,512 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Patio Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 963 E OSCEOLA RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9188 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 10 TWP 20S RGE 32E BEG S 77 DEG 36 MIN 37 SEC W 226.16 FT OF INT S LI RD & E LI SEC RUN S 12 DEG 23 MIN 23 SEC E 660 FT S 77 DEG 36 MIN 37 SEC W 330 FT N 12 DEG 23 MIN 23 SEC W 660 FT N 77 DEG 36 MIN 37 SEC E 330 FT TO BEG |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 10 |
| Legal Subdivision | LAKE HARNEY ESTATES 5 ACRE DEVELOPMENT 2 |
| Legal Tract | 3AE |
| Legal Lot Number | A-27 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21201 |
963 E Osceola Rd, a mobile home, is owned and occupied by an individual who bought it in May 2019.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 963 E OSCEOLA RD, GENEVA, FL 32732-9188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| May 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on File |
| Deed Sale | May 23, 2019 · Amount on File |
| Prior Sale | Nov 27, 2012 · Amount on File |
| Deed Document Number | 201954896 |
| Deed Book / Page | 9360 / 464 |
| Prior Transfer Date | May 17, 2019 |
| Prior Transfer Doc | 0093600464 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 963 E OSCEOLA RD, GENEVA, FL 32732-9188 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0095920297 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 9592/297 |
| Instrument | 2020045456 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 23, 2019 |
| Property Address | 963 E OSCEOLA RD, GENEVA, FL 32732-9188 |
| Document Number | 0093600464 |
| Book / Page | 09360 / 0464 |
| Instrument Date | May 17, 2019 |
| Instrument | 2019054896 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,869.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 600 TEMPLE DRIVE, 600, SANFORD, FL 32771 |
| Name | Verified Name |
|---|---|
| Address | 963 E OSCEOLA RD, GENEVA, FL 32732-9188 |
| Document Number | 0009360478 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 09360/478 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 963 E Osceola Rd was $2,393 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,393.00 Homeowner's exemption | $194,437 | $249,690 Land $130,000 Building $119,690 |
| 2023 | $2,203.00 (+2.85%) Homeowner's exemption | $183,453 (+3%) | $211,759 (+2.17%) Land $94,500 Building $117,259 |
| 2022 | $2,142.00 Homeowner's exemption | $178,110 | $207,259 Land $90,000 Building $117,259 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 963 E Osceola Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 963 E Osceola Rd is high, ranking above 88% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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