98 Wappanocca Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 98 Wappanocca Ave, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,072 sqft · built 2011
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Feb 2008)
Tax Bill$24,530 (2026)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone AE (high risk)
APN551400 139-19-2-41

Property Details

APN / Parcel Number

Primary APN551400 139-19-2-41
Alternative APN
  • 140013901900020410000000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,072 sqft Living Area
1st Floor Area1,578 sqft
2nd Floor Area1,494 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address98 WAPPANOCCA AVE
CityRYE
StateNY
Zip10580-2028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal SubdivisionGLENHURST
Legal Block2
Legal Lot Number41.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group4
Census Block4009
Census Tract7700

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address98 WAPPANOCCA AVE, RYE, NY 10580-2028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2008 · Amount on Record
Deed SaleFeb 7, 2008 · Amount on Record
Deed Document Number2008480290544
Last Transfer DateApr 29, 2009
Transfer Doc0491250291
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address98 WAPPANOCCA AVE, RYE, NY 10580-2028
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0571793615
DateJun 29, 2017
Instrument571793615
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,530.00 (+8.95%)
2025$22,515.00$19,350 (-) Land $4,700 Building $14,650$1,639,830 (+6.78%) Land $398,305 Building $1,241,525
2024$19,350 (-) Land $4,700 Building $14,650$1,535,714 (+2.38%) Land $373,016 Building $1,162,698
2023$19,350 Land $4,700 Building $14,650$1,500,000 Land $364,341 Building $1,135,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 98 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies100 units insured
incl. 2 condo units
Nearby Flood Claims559 (1978–2023)
Claims Outside the SFHA44 of 559
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 76 claims
  • Hurricane Irene, Sep 2011 · 74 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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