102 Wappanocca Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 102 Wappanocca Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,648 sqft · built 1955
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Oct 1994)
Tax Bill	$17,431 (2026)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`551400 139-19-2-42`

Property Details

APN / Parcel Number

Primary APN	`551400 139-19-2-42`
Alternative APN	`140013901900020420000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,648 sqft Living Area
1st Floor Area	832 sqft
2nd Floor Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	102 WAPPANOCCA AVE
City	RYE
State	NY
Zip	10580-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	MAP GLENHYRST
Legal Block	2
Legal Lot Number	42.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	4
Census Block	4009
Census Tract	7700

Owner

102 Wappanocca Ave is owned and occupied by two individuals who bought it in October 1994.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 WAPPANOCCA AVE, RYE, NY 10580-2028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 1994 · Amount on File
Deed Sale	Oct 20, 1994 · Amount on File
Deed Book / Page	10996 / 33
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	102 WAPPANOCCA AVE, RYE, NY 10580-2028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THOROUGHBRED TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0583233592
Date	Nov 20, 2018
Instrument	583233592

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

The 2026 property tax bill for 102 Wappanocca Ave was $17,431, up 9% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,431.00 (+8.95%)
2025	$15,999.00	$13,750 (-) Land $4,700 Building $9,050	$1,165,254 (+6.78%) Land $398,305 Building $766,949
2024		$13,750 (-) Land $4,700 Building $9,050	$1,091,270 (+2.38%) Land $373,016 Building $718,254
2023		$13,750 Land $4,700 Building $9,050	$1,065,891 Land $364,341 Building $701,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Wappanocca Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 98 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 units insured incl. 2 condo units
Nearby Flood Claims	559 (1978–2023)
Claims Outside the SFHA	44 of 559
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 76 claims Hurricane Irene, Sep 2011 · 74 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Wappanocca Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20