95 Wappanocca Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 95 Wappanocca Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,033 sqft · built 1947
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,660,000 (Dec 2022)
Tax Bill	$27,161 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`551400 139-19-2-8`

Property Details

APN / Parcel Number

Primary APN	`551400 139-19-2-8`
Alternative APN	`140013901900020080000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,033 sqft Living Area
1st Floor Area	1,232 sqft
2nd Floor Area	1,257 sqft
Upper Floors Area	544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	95 WAPPANOCCA AVE
City	RYE
State	NY
Zip	10580-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	4
Census Block	4001
Census Tract	7700

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 WAPPANOCCA AVE, RYE, NY 10580-2025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Mar 19, 2008 · Amount on Record
Deed Document Number	20223198
Prior Transfer Date	May 29, 1998
Prior Transfer Doc	1205000102
Record Updated	Oct 29, 2026

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 15, 2022
Property Address	95 WAPPANOCCA AVE, RYE, NY 10580-2025
Document Number	0623413198
Map Reference	MAP 2813
Instrument Date	Dec 9, 2022
Instrument	623413198
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	FUTURE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 WAPPANOCCA AVE, RYE, NY 10580-2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	150 THEODORE FREMD AVE # 71, 71, RYE, NY 10580-2849

Mortgage

Document Number	0623463217
Date	Dec 15, 2022
Instrument	623463217

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,161.00 (+8.95%)
2025	$24,930.00	$21,425 (-) Land $5,500 Building $15,925	$1,815,678 (+6.78%) Land $466,102 Building $1,349,576
2024		$21,425 (-) Land $5,500 Building $15,925	$1,700,397 (+2.38%) Land $436,508 Building $1,263,889
2023		$21,425 Land $5,500 Building $15,925	$1,660,853 Land $426,357 Building $1,234,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 98 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 units insured incl. 2 condo units
Nearby Flood Claims	559 (1978–2023)
Claims Outside the SFHA	44 of 559
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 76 claims Hurricane Irene, Sep 2011 · 74 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20