98 Ridge Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 98 Ridge Rd, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	20 bd · 2 ba · 1,652 sqft · built 1978
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,000 (Jul 2018)
Tax Bill	$765 (2023)
Deeds & Mortgages	Jul 2018 Transfer Jul 2018 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`244 001 001 017`

Property Details

APN / Parcel Number

Primary APN	`244 001 001 017`
Alternative APNs	`00032859` `01887093` `1887093`

Interior

Bedrooms	20 Beds
Full Baths	2 Baths
Stories	15 Stories
Building Area	1,652 sqft Total Area
1st Floor Area	1,101 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	00032859
Street Address	98 RIDGE RD
City	CHERAW
State	SC
Zip	29520-6335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L .70 AC
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2021
Census Tract	950503

Owner

Source: Chesterfield County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 RIDGE RD, CHERAW, SC 29520-6335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2018	Intrafamily Transfer, Transfer
Jul 26, 2018	Deed, Transfer · Line of Credit FIRST CITIZEN B&T CO
Jul 26, 2018	Intrafamily Transfer, Transfer
Jul 26, 2018	Intrafamily Transfer, Transfer
Jul 26, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	20182737
Deed Book / Page	515 / 68
Prior Transfer Date	Jul 18, 2018
Prior Transfer Doc	0000515/53
Record Updated	Jun 8, 2026

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 26, 2018
Property Address	98 RIDGE RD, CHERAW, SC 29520-6335
Document Number	0000515/53
Book / Page	515 / 53
Instrument Date	Jul 18, 2018
Instrument	000000002734
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 26, 2018
Property Address	98 RIDGE RD, CHERAW, SC 29520-6335
Document Number	0000515/68
Book / Page	515 / 68
Instrument Date	Jun 29, 2018
Instrument	000000002737
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 RIDGE RD, CHERAW, SC 29520-6335

Mortgage

Document Number	0000000500/0000000399
Date	Jul 26, 2018
Book Page	0000000500/0000000399
Instrument	000000002738

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Aug 1, 2025
Index	Other

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 26, 2018
Property Address	98 RIDGE RD, CHERAW, SC 29520-6335
Document Number	0000515/63
Book / Page	515 / 63
Instrument Date	Jun 29, 2018
Instrument	000000002736
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 26, 2018
Property Address	98 RIDGE RD, CHERAW, SC 29520-6335
Document Number	0000515/58
Book / Page	515 / 58
Instrument Date	Jun 29, 2018
Instrument	000000002735
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 26, 2018
Property Address	98 RIDGE RD, CHERAW, SC 29520-6335
Document Number	515/68
Book / Page	515 / 68
Instrument Date	Jun 29, 2018
Instrument	000000002737
Transaction Type	Transfer
Record Updated	Apr 29, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 RIDGE RD, CHERAW, SC 29520-6335

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,660 (+14.83%) Land $400 Building $6,260	$195,000 (+34.58%) Land $10,000 Building $185,000
2023	$765.00	$5,800 Land $400 Building $5,400	$144,900 Land $10,000 Building $134,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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