27 Ridge Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 27 Ridge Rd, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	40 bd · 3 ba · 2,893 sqft · built 2006
Lot Size	2.98 acres (129,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$24,000 (May 2005)
Tax Bill	$2,556 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`244 001 001 001`

Property Details

APN / Parcel Number

Primary APN	`244 001 001 001`
Alternative APNs	`00032843` `01885493` `1885493`

Interior

Bedrooms	40 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,893 sqft Total Area
1st Floor Area	1,911 sqft
Basement Area	1,837 sqft
Unfinished Basement	1,837 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	129,809 sqft (2.98 acres)
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00032843
Street Address	27 RIDGE RD
City	CHERAW
State	SC
Zip	29520-6336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-BRIDLEWOOD 2.98 AC
Legal Subdivision	BRIDLEWOOD
Legal Lot Number	1
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2019
Census Tract	950503

Owner

Source: Chesterfield County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 RIDGE RD, CHERAW, SC 29520-6336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAFE FCU
Nov 18, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2005 · Amount on Record
Deed Sale	May 2, 2005 · Amount on Record
Deed Document Number	20052116
Deed Book / Page	418 / 1255
Last Transfer Date	Nov 8, 2022
Transfer Doc	000551/116
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	27 RIDGE RD, CHERAW, SC 29520-6336
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00540/1181
Date	Nov 18, 2022
Book Page	540/1181
Instrument	2022-4777

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29150

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD SC
Recording Date	Nov 18, 2022
Property Address	27 RIDGE RD, CHERAW, SC 29520-6336
Document Number	000551/116
Book / Page	551 / 116
Map Reference	MB 28 PG 21
Instrument Date	Nov 8, 2022
Instrument	2022-4776
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 RIDGE RD, CHERAW, SC 29520-6336

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,556.00 (+19.11%)	$18,710 (+15%) Land $960 Building $17,750	$516,000 (+26.84%) Land $24,000 Building $492,000
2023	$2,146.00	$16,270 Land $960 Building $15,310	$406,800 Land $24,000 Building $382,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sandhill Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridge Rd

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