69 Ridge Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 69 Ridge Rd, Cheraw, SC 29520

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	30 bd · 2.5 ba · 3,164 sqft · built 1982
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$311,696 (Apr 2026)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`244 001 001 003`

Property Details

APN / Parcel Number

Primary APN	`244 001 001 003`
Alternative APNs	`00032845` `01885693` `1885693`

Interior

Bedrooms	30 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,164 sqft Total Area
1st Floor Area	1,872 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	21,780 sqft (0.5 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	00032845
Street Address	69 RIDGE RD
City	CHERAW
State	SC
Zip	29520-6336
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	.50 AC
Legal Subdivision	BRIDLEWOOD
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2019
Census Tract	950503

Owner

Source: Chesterfield County records · APN 244 001 001 003

Assessment roll updated February 10, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	69 RIDGE RD, CHERAW, SC 29520-6336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CTR
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CTR
Sep 18, 2024	Warranty Deed, Transfer
Aug 13, 2024	Warranty Deed, Transfer · Line of Credit SILVER HILL FINANCIAL LLC
Dec 11, 2013	Deed, Transfer · FHA Mortgage LENDING SOLUTIONS INC
Mar 11, 2011	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Sep 18, 2024 · Amount on Record
Deed Document Number	20261687
Deed Book / Page	583 / 1262
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	69 RIDGE RD, CHERAW, SC 29520-6336
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3536 HIGHWAY 9, CHERAW, SC 29520-6024

Mortgage

Document Number	00548/1344
Date	Dec 13, 2023
Book Page	548/1344
Instrument	2023-4766

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Address	BATON ROUGE, LA 70809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Recording Date	Apr 22, 2026
Property Address	69 RIDGE RD, CHERAW, SC 29520-6336
Document Number	0000001688
Book / Page	571 / 348
Instrument Date	Apr 22, 2026
Instrument	20261688
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001688,
Date	Apr 22, 2026
Book Page	571/348
Instrument	20261688

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Apr 22, 2026
Property Address	69 RIDGE RD, CHERAW, SC 29520-6336
Document Number	0000001687
Book / Page	583 / 1262
Instrument Date	Apr 21, 2026
Instrument	2026.1687
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$116,481.28
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	69 RIDGE RD, CHERAW, SC 29520-6336
Investor	Possibly a Property Investor

Mortgage

Document Number	000571/348,
Date	Apr 22, 2026
Book Page	571/348
Instrument	2026.1688

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Sep 18, 2024
Property Address	69 RIDGE RD, CHERAW, SC 29520-6336
Document Number	000568/795
Book / Page	568 / 795
Instrument Date	Sep 16, 2024
Instrument	2024-3434
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Tax	$455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6972 VINEWOOD RD, SHERRILLS FORD, NC 28673-8334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 MANDY LEIGH LN, CHERAW, SC 29520-4451

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Aug 13, 2024
Property Address	69 RIDGE RD, CHERAW, SC 29520-6336
Document Number	000567/960
Book / Page	567 / 960
Map Reference	MB 28 PG 21
Instrument Date	Aug 13, 2024
Instrument	2024-2937
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Tax	$301.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 PEACHTREE DR, CHERAW, SC 29520-5809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6972 VINEWOOD RD, SHERRILLS FORD, NC 28673-8334
Investor	Possibly a Property Investor

Mortgage

Document Number	0020242938
Date	Aug 13, 2024
Instrument	2024 - 2938

Lender

Name	SILVER HILL FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Sep 01, 2025

December 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Dec 11, 2013
Property Address	69 RIDGE RD, CHERAW, SC 29520-6336
Document Number	00480/1151
Book / Page	480 / 1151
Map Reference	MB28 PG21
Instrument Date	Dec 10, 2013
Instrument	201300004538
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 RIDGE RD, CHERAW, SC 29520-6336

Mortgage

Document Number	00469/0888
Date	Dec 11, 2013
Book Page	469/0888
Instrument	201300004539

Lender

Name	LENDING SOLUTIONS INC
Type	Lending Institution
Address	DULUTH, GA 30097

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2044

March 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 11, 2011
Property Address	69 RIDGE RD, CHERAW, SC 29520-6336
Document Number	00462/0451
Book / Page	462 / 0451
Map Reference	MB 28 PG 21
Instrument Date	Mar 04, 2011
Instrument	201100000790
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 RIDGE RD, CHERAW, SC 29520-6336

Mortgage

Document Number	201100000791
Date	Mar 11, 2011
Instrument	201100000791

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2041

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,425.00 (+297.33%)	$10,140 (+55.05%) Land $840 Building $9,300	$169,000 (+3.3%) Land $14,000 Building $155,000
2023	$862.00	$6,540 Land $560 Building $5,980	$163,600 Land $14,000 Building $149,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), as of March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sandhill Telephone Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 67 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures