59 Ridge Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 59 Ridge Rd, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	built 1991
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Sep 2019)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`244 001 001 002`

Property Details

APN / Parcel Number

Primary APN	`244 001 001 002`
Alternative APNs	`00032844` `01885593` `1885593`

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	43,560 sqft (1 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	00032844
Street Address	59 RIDGE RD
City	CHERAW
State	SC
Zip	29520-6336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L 1 AC
Legal Subdivision	BRIDLEWOOD SUBDIVISION
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2019
Census Tract	950503

Owner

Source: Chesterfield County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 RIDGE RD, CHERAW, SC 29520-6336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Sep 27, 2019	Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Aug 20, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Jan 18, 2012 · Amount on Record
Deed Document Number	20193723
Deed Book / Page	524 / 569
Prior Transfer Date	Aug 19, 2019
Prior Transfer Doc	000523/706
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	59 RIDGE RD, CHERAW, SC 29520-6336
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000517/668
Date	Sep 4, 2020
Book Page	517/668
Instrument	202000003482

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2049

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Sep 27, 2019
Property Address	59 RIDGE RD, CHERAW, SC 29520-6336
Document Number	000524/569
Book / Page	524 / 569
Instrument Date	Sep 26, 2019
Instrument	3723
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MCQUEEN LN, CHERAW, SC 29520-6723

Mortgage

Document Number	00508/1442
Date	Sep 27, 2019
Book Page	508/1442
Instrument	3724

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Aug 20, 2019
Property Address	59 RIDGE RD, CHERAW, SC 29520-6336
Document Number	000523/706
Book / Page	523 / 706
Instrument Date	Aug 19, 2019
Instrument	3173
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 RIDGE RD, CHERAW, SC 29520-6336

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,516.00 (+20.41%)	$10,980 (+14.97%) Land $800 Building $10,180	$351,000 (+47.05%) Land $20,000 Building $331,000
2023	$1,259.00	$9,550 Land $800 Building $8,750	$238,700 Land $20,000 Building $218,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sandhill Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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