52 Ridge Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 52 Ridge Rd, Cheraw, SC 29520

Property Summary

Property Type	Exempt (Full or Partial)
Owner	Individual Name on Record
Last Sale	$270,000 (Jul 2020)
Deeds & Mortgages	Mar 2019 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`244 001 001 015`

Property Details

APN / Parcel Number

Primary APN	`244 001 001 015`
Alternative APNs	`00032857` `01886893` `1886893`

Exterior

Total Buildings	2 Buildings

Location & Zoning

Account Number	00032857
Street Address	52 RIDGE RD
City	CHERAW
State	SC
Zip	29520-6335
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	1L
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2021
Census Tract	950503

Owner

Source: Chesterfield County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	52 RIDGE RD, CHERAW, SC 29520-6335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage GUILD MORTGAGE CO
Jul 23, 2020	Deed, Transfer · VA Mortgage ACOPIA LLC
Mar 29, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	202000002805
Deed Book / Page	530 / 1222
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	52 RIDGE RD, CHERAW, SC 29520-6335
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00504/1439
Date	Mar 29, 2019
Book Page	504/1439
Instrument	1199

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 23, 2020
Property Address	52 RIDGE RD, CHERAW, SC 29520-6335
Document Number	00530/1222
Book / Page	530 / 1222
Map Reference	MB 41 PG 45
Instrument Date	Jul 22, 2020
Instrument	202000002805
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 RIDGE RD, CHERAW, SC 29520-6335
Investor	Possibly a Property Investor

Mortgage

Document Number	000516/135
Date	Jul 23, 2020
Book Page	516/135
Instrument	202000002806

Lender

Name	ACOPIA LLC
Type	Mortgage Company
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 29, 2019
Property Address	52 RIDGE RD, CHERAW, SC 29520-6335
Document Number	000520/305
Book / Page	520 / 305
Instrument Date	Mar 28, 2019
Instrument	1198
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 RIDGE RD, CHERAW, SC 29520-6335

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2025	Additional exemption filed
2023	Additional exemption filed

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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