Bergen County and Ramsey Borough property record for 98 Forest Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,286 sqft · built 1956 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $561,000 (Oct 2020) |
| Tax Bill | $14,248 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03510-0000-00004 |
| Primary APN | 48-03510-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,286 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 98 FOREST AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.459AC |
| Legal Subdivision | MAYFAIR ACRES SEC 2 |
| Legal Block | 3510 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 98 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional with PMI BOND STREET MTG |
| Oct 7, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on Record |
| Deed Sale | Oct 7, 2020 · Amount on Record |
| Prior Sale | May 11, 2016 · Amount on Record |
| Deed Document Number | 202099470 |
| Deed Book / Page | 3752 / 1639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 98 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Document Number | 0037521645 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | CARDINAL TITLE, CARDINAL TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 98 FOREST AVE RAMSEY NJ 074462709, RAMSEY, NJ 07446-2709 |
| Document Number | 0037521645 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 003752/001645 |
| Instrument | 99471 |
| Name | BOND STREET MTG |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 7, 2020 |
| Property Address | 98 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Document Number | 0037521639 |
| Book / Page | 3752 / 1639 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 20-099470 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | CARDINAL TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,771.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 98 FOREST AVE, 98, RAMSEY, NJ 07446-2709 |
| Name | Verified Name |
|---|---|
| Address | 98 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Document Number | 20099471 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 20-099471 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $694,500 (+0.36%) Land $423,400 Building $271,100 | $694,500 (+0.36%) Land $423,400 Building $271,100 | |
| 2025 | $14,248.00 (-5.85%) | $692,000 (+29.03%) Land $423,400 Building $268,600 | $692,000 (+29.03%) Land $423,400 Building $268,600 |
| 2024 | $15,134.00 (+7.59%) | ||
| 2023 | $536,300 Land $281,000 Building $255,300 | $536,300 Land $281,000 Building $255,300 | |
| 2022 | $14,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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