Bergen County and Ramsey Borough property record for 86 Forest Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,533 sqft · built 1943 |
| Lot Size | 0.709 acres (30,884 sqft) |
| Owner | Company Name on Record |
| Last Sale | $651,000 (Dec 2018) |
| Tax Bill | $20,209 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03510-0000-00003 |
| Primary APN | 48-03510-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,533 sqft Living Area |
| 1st Floor Area | 2,533 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Construction Type | Frame |
| Lot Area | 30,884 sqft (0.709 acres) |
| Lot Dimensions | 206 ft deep x 150 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 86 FOREST AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.709AC |
| Legal Block | 3510 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 86 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HM LOANS |
| Dec 20, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on Record |
| Deed Sale | Dec 20, 2018 · Amount on Record |
| Deed Document Number | 201889425 |
| Deed Book / Page | 3136 / 825 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 86 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Document Number | 0036260530 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86 FOREST AVE RAMSEY NJ 074462709, RAMSEY, NJ 07446-2709 |
| Document Number | 0036260530 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 003626/000530 |
| Instrument | 20059172 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 16, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 20, 2018 |
| Property Address | 86 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Document Number | 0031360825 |
| Book / Page | 3136 / 825 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 18-089425 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 FOREST AVE, RAMSEY, NJ 07446-2709 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $986,400 (+0.5%) Land $442,200 Building $544,200 | $986,400 (+0.5%) Land $442,200 Building $544,200 | |
| 2025 | $20,209.00 (+10.77%) | $981,500 (+51.82%) Land $442,200 Building $539,300 | $981,500 (+51.82%) Land $442,200 Building $539,300 |
| 2024 | $18,244.00 (+14.4%) | ||
| 2023 | $646,500 Land $293,500 Building $353,000 | $646,500 Land $293,500 Building $353,000 | |
| 2022 | $15,947.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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