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114 Forest Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 114 Forest Ave, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details3,516 sqft · built 2019
Lot Size0.436 acres (18,992 sqft)
OwnerCompany Name on Record
Last Sale$1,650,000 (Jul 2025)
Tax Bill$28,684 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN48-03510-0000-00006

Property Details

APN / Parcel Number

Primary APN48-03510-0000-00006
Alternative APN
  • 480351000006

Interior

Stories1 Story
Building Area3,516 sqft Living Area
1st Floor Area3,516 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeFrame
Lot Area18,992 sqft (0.436 acres)
Lot Dimensions190 ft deep x 100 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address114 FOREST AVE
CityRAMSEY
StateNJ
Zip07446-2709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.436AC
Legal SubdivisionMAYFAIR ACRES SEC 2
Legal Block3510
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group4
Census Block4030
Census Tract44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address114 FOREST AVE, RAMSEY, NJ 07446-2709
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Mar 26, 2020Grant Deed, Transfer
STEWART TITLE
Mar 26, 2020Quit Claim Deed, Transfer
STEWART TITLE
Jun 27, 2018Trustee's Deed, Construction Loan · Line of Credit
UNITY BK
Jan 5, 2018Executor's Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2025 · Amount on Record
Deed SaleJul 2, 2025 · Amount on Record
Prior SaleMar 26, 2020 · Amount on Record
Deed Document Number202545208
Deed Book / Page5540 / 717
Prior Transfer DateDec 19, 2019
Prior Transfer Doc0035541443
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address114 FOREST AVE, RAMSEY, NJ 07446-2709
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyPRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040361853
DateMar 25, 2021
Book Page4036/1853
Instrument2021043558
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateMar 26, 2020
Property Address114 FOREST AVE, RAMSEY, NJ 07446-2709
Document Number0035541438
Book / Page003554 / 001438
Instrument DateDec 24, 2019
Instrument20033738
Transaction TypeTransfer
Record UpdatedMay 20, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$935.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 FOREST AVE RAMSEY NJ 07446, RAMSEY, NJ 07446

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateMar 26, 2020
Property Address114 FOREST AVE, RAMSEY, NJ 07446-2709
Document Number0035541443
Book / Page003554 / 001443
Instrument DateDec 19, 2019
Instrument20033739
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 FOREST AVE RAMSEY NJ 074462709, RAMSEY, NJ 07446-2709

June 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBERGEN NJ
Recording DateJun 27, 2018
Property Address114 FOREST AVE, RAMSEY, NJ 07446-2709
Document Number0029791462
Book / Page002979 / 001462
Instrument DateJun 14, 2018
Instrument45388
Transaction TypeConstruction Loan
Record UpdatedJul 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address114 FOREST AVE RAMSEY NJ 074462709, RAMSEY, NJ 07446-2709

Mortgage

Document Number29791462
DateJun 27, 2018
Book Page002979/001462
Instrument45388
Lender
NameUNITY BK
TypeBank
AddressCLINTON, NJ 08809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJun 26, 2019
Interest
Rate TypeAdjustable Rate

January 2018: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionBERGEN NJ
Recording DateJan 5, 2018
Property Address114 FOREST AVE, RAMSEY, NJ 07446-2709
Document Number0028280786
Book / Page2828 / 786
Instrument DateDec 8, 2017
Instrument00018-001308
Transaction TypeTransfer
Record UpdatedAug 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 AUTUMN WAY, MONTVALE, NJ 07645-1795

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,622,900 (+16.5%) Land $421,700 Building $1,201,200$1,622,900 (+16.5%) Land $421,700 Building $1,201,200
2025$28,684.00 (+6.08%)$1,393,100 (+45.39%) Land $421,700 Building $971,400$1,393,100 (+45.39%) Land $421,700 Building $971,400
2024$27,040.00 (+7.59%)
2023$958,200 Land $279,800 Building $678,400$958,200 Land $279,800 Building $678,400
2022$25,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1992–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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