Bergen County and Ramsey Borough property record for 78 Forest Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,656 sqft · built 1925 |
| Lot Size | 0.574 acres (25,003 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Nov 2018) |
| Tax Bill | $15,237 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03510-0000-00002 |
| Primary APN | 48-03510-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,656 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 25,003 sqft (0.574 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 78 FOREST AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.574AC |
| Legal Block | 3510 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Aug 14, 2018 | Executor's Deed, Transfer |
| Nov 19, 2018 | Grant Deed, Transfer FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on Record |
| Deed Sale | Nov 19, 2018 · Amount on Record |
| Prior Sale | Aug 14, 2018 · Amount on Record |
| Deed Document Number | 201818-081835 |
| Deed Book / Page | 3110 / 2347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 78 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Document Number | 0034361459 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78 FOREST AVE RAMSEY NJ 074462709, RAMSEY, NJ 07446-2709 |
| Document Number | 0034361459 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 003436/001459 |
| Instrument | 86664 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 14, 2018 |
| Property Address | 78 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Document Number | 0030261336 |
| Book / Page | 3026 / 1336 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 00018-058206 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 19, 2018 |
| Property Address | 78 FOREST AVE, RAMSEY, NJ 07446-2709 |
| Document Number | 0031102347 |
| Book / Page | 003110 / 002347 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 81835 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2018 |
| Title Company | FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $485.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78 FOREST AVE RAMSEY NJ 074462709, RAMSEY, NJ 07446-2709 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $742,900 (+0.39%) Land $432,100 Building $310,800 | $742,900 (+0.39%) Land $432,100 Building $310,800 | |
| 2025 | $15,237.00 (+6.02%) | $740,000 (+45.3%) Land $432,100 Building $307,900 | $740,000 (+45.3%) Land $432,100 Building $307,900 |
| 2024 | $14,372.00 (+7.59%) | ||
| 2023 | $509,300 Land $286,700 Building $222,600 | $509,300 Land $286,700 Building $222,600 | |
| 2022 | $13,358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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