106 Forest Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 106 Forest Ave, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,224 sqft · built 1956
Lot Size	0.471 acres (20,517 sqft)
Owner	2 Individual Names on File
Last Sale	$739,000 (Aug 2014)
Tax Bill	$20,376 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-03510-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`48-03510-0000-00005`
Alternative APN	`480351000005`

Interior

Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	2,224 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	20,517 sqft (0.471 acres)
Lot Dimensions	205 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	106 FOREST AVE
City	RAMSEY
State	NJ
Zip	07446-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.471AC
Legal Subdivision	MAYFAIR ACRES SEC 2
Legal Block	3510
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	4
Census Block	4030
Census Tract	44100

Owner

106 Forest Ave is owned and occupied by two individuals who bought it in August 2014.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	106 FOREST AVE, RAMSEY, NJ 07446-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2014 · Amount on File
Deed Sale	Aug 4, 2014 · Amount on File
Prior Sale	Nov 19, 2010 · Amount on File
Deed Document Number	201450867
Deed Book / Page	1721 / 553
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	106 FOREST AVE, RAMSEY, NJ 07446-2709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SAFELAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038260933
Date	Nov 19, 2020
Book Page	3826/933
Instrument	20-121556

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	286 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 106 Forest Ave was $20,376, up 7.9% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$994,800 (+0.53%) Land $424,300 Building $570,500	$994,800 (+0.53%) Land $424,300 Building $570,500
2025	$20,376.00 (+7.88%)	$989,600 Land $424,300 Building $565,300	$989,600 Land $424,300 Building $565,300
2024	$18,887.00
2023		$669,300 Land $281,600 Building $387,700	$669,300 Land $281,600 Building $387,700
2022	$17,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Forest Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1992–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20