Stephens County property record for 98 Cottage Ln, Toccoa, GA 30577 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Architecture Style | Ranch |
| Year Built | Built 2006 |
| Square Footage | 3,615 sqft Heated Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Garage | 600 sqft |
| Tax Bill | $8,288.00 (2025) |
| Primary APN | 057 125 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,615 sqft Heated Area |
| Basement Area | 1,529 sqft Basement |
| Finished Basement | 1,529 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch Style |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 600 sqft Garage |
| Deck Area | 117 sqft Deck |
| Patio Area | 117 sqft Patio |
| Porch Area | 722 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 280305 |
|---|---|
| Street Address | 98 COTTAGE LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2558 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 PHSE 1 SEC Y CURRAHEE CLUB |
| Legal Subdivision | CURRAHEE CLUB |
| Legal Phase | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | STEPHENS GA |
| Minor Civil Division | ROCK CREEK |
| Census Blockgroup | 4 |
| Census Block | 4013 |
| Census Tract | 970202 |
Source: Stephens County records · APN 057 125
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 98 COTTAGE LN, TOCCOA, GA 30577-2558 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 21, 2022 | Warranty Deed, Transfer |
| Jan 27, 2021 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 20, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 20, 2020 | Quit Claim Deed, Transfer AMERIS BK |
| Sep 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) FIDELITY BK MTG |
| Sep 14, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 1374 / 264 |
| Prior Transfer Date | Jul 03, 2024 |
| Prior Transfer Doc | 0013740264 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 21, 2022 |
| Property Address | 98 COTTAGE LN, TOCCOA, GA 30577-2558 |
| Document Number | 0013040399 |
| Book / Page | 1304 / 399 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022-001097 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 WESLEY CIR, TOCCOA, GA 30577-8930 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jan 27, 2021 |
| Property Address | 98 COTTAGE LN, TOCCOA, GA 30577-2558 |
| Document Number | 0012370341 |
| Book / Page | 001237 / 000341 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 98 COTTAGE LN TOCCOA GA 305772558, TOCCOA, GA 30577-2558 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 20, 2020 |
| Property Address | 98 COTTAGE LN, TOCCOA, GA 30577-2558 |
| Document Number | 0012160357 |
| Book / Page | 001216 / 000357 |
| Instrument Date | Jul 02, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 98 COTTAGE LN TOCCOA GA 305772558, TOCCOA, GA 30577-2558 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 20, 2020 |
| Property Address | 98 COTTAGE LN, TOCCOA, GA 30577-2558 |
| Document Number | 0012160338 |
| Book / Page | 001216 / 000338 |
| Instrument Date | Jul 02, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 COTTAGE LN TOCCOA GA 305772558, TOCCOA, GA 30577-2558 |
| Document Number | 12160340 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 001216/000340 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 13, 2017 |
| Property Address | 98 COTTAGE LN, TOCCOA, GA 30577-2558 |
| Document Number | 0011310111 |
| Book / Page | 001131 / 000111 |
| Instrument Date | Sep 08, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $383.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 COTTAGE LN TOCCOA GA 305772558, TOCCOA, GA 30577-2558 |
| Document Number | 11310114 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 001131/000114 |
| Name | FIDELITY BK MTG |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30329 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 14, 2017 |
| Property Address | 98 COTTAGE LN, TOCCOA, GA 30577-2558 |
| Document Number | 0011310333 |
| Book / Page | 001131 / 000333 |
| Instrument Date | Sep 08, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,288.00 (+44.69%) | $301,942 (+56.9%) Land $25,096 Building $276,846 | $754,854 (+56.9%) Land $62,740 Building $692,114 |
| 2023 | $5,728.00 (+5.64%) | $192,440 (+5.65%) Land $25,096 Building $167,344 | $481,101 (+5.65%) Land $62,740 Building $418,361 |
| 2022 | $5,422.00 | $182,153 Land $25,096 Building $157,057 | $455,382 Land $62,740 Building $392,642 |
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