80 Cottage Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 80 Cottage Ln, Toccoa, GA 30577 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 2010
Square Footage	2,960 sqft Heated Area
Lot Size	12,632 sqft (0.289 acres)
Garage	616 sqft
Last Sale	$621,000 (2025)
Tax Bill	$8,401.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`057 126`
Alternative APN	`280306`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,960 sqft Heated Area
Attic Area	616 sqft Attic
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Architectural Style	Conventional Style
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation Type	Raised Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,632 sqft (0.289 acres)
Garage Area	616 sqft Garage
Porch	Porch
Porch Area	368 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	280306
Street Address	80 COTTAGE LN
City	TOCCOA
State	GA
Zip	30577-2558
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 11 SEC Y PH1 CURRAHEE CLUB
Legal Subdivision	CURRAHEE CLUB
Legal Phase	1
Legal Lot Number	11
Jurisdiction	STEPHENS GA
Minor Civil Division	ROCK CREEK
Census Blockgroup	4
Census Block	4013
Census Tract	970202

Owner

Source: Stephens County records · APN 057 126

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	625 ISLAND WAY, CLEARWATER, FL 33767-1904
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Known Transactions	Last Sale Amount on May 12, 2025 Deed Sale Price on May 12, 2025 Prior Sale Amount on Dec 20, 2013
Deed Doc Number	0001406270
Deed Book / Page	1406 / 270
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	80 COTTAGE LN, TOCCOA, GA 30577-2558
Document Number	0012260460
Instrument Date	Oct 08, 2020
Transaction Type	Mortgage
Record Updated	Dec 02, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 ALDERWOOD LN NE MARIETTA GA 300682413, MARIETTA, GA 30068-2413

Mortgage

Document Number	0012260460
Date	Oct 27, 2020
Book Page	001226/000460

Lender

Name	TRUIST BK
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,401.00 (+46.51%)	$306,049 (+58.87%) Land $25,392 Building $280,657	$765,123 (+58.87%) Land $63,480 Building $701,643
2023	$5,734.00 (+5.7%)	$192,640 (+5.7%) Land $25,392 Building $167,248	$481,600 (+5.7%) Land $63,480 Building $418,120
2022	$5,425.00	$182,251 Land $25,392 Building $156,859	$455,628 Land $63,480 Building $392,148