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70 Cottage Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 70 Cottage Ln, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,550 sqft · built 2021
Lot Size0.289 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$820,000 (May 2024)
Tax Bill$7,574 (2025)
Flood ZoneZone X (minimal risk)
APN057 127

Property Details

APN / Parcel Number

Primary APN057 127
Alternative APN
  • 280307

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,550 sqft Heated Area
Basement Area1,831 sqft
Finished Basement1,489 sqft
Unfinished Basement342 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.289 acres)
Garage Area576 sqft
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number280307
Old Parcel Number057127
Street Address70 COTTAGE LN
CityTOCCOA
StateGA
Zip30577-2558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 12 SEC Y PHSE 1 CURRAHEE CLUB
Legal SubdivisionCURRAHEE CLUB
Legal Phase1
Legal Lot Number12
JurisdictionSTEPHENS GA
Township / Civil DivisionROCK CREEK
Census Block Group4
Census Block4013
Census Tract970202

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address70 COTTAGE LN, TOCCOA, GA 30577-2558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2024 · Amount on Record
Deed SaleMay 3, 2024 · Amount on Record
Prior SaleMay 15, 2014 · Amount on Record
Deed Document Number0000136679
Deed Book / Page1366 / 79
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,574.00 (+47.9%)$275,952 (+60.4%) Land $19,935 Building $256,017$689,880 (+60.4%) Land $49,838 Building $640,042
2023$5,121.00$172,042 Land $19,935 Building $152,107$430,105 Land $49,838 Building $380,267

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 47% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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