Stephens County property record for 102 Cottage Ln, Toccoa, GA 30577
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Owner Name on File |
| Last Sale | $27,720 (Oct 2013) |
| Tax Bill | $690 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 057 124 |
| Primary APN | 057 124 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,682 sqft (0.36 acres) |
|---|
| Account Number | 280304 |
|---|---|
| Street Address | 102 COTTAGE LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2563 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RS |
| Legal Description | LOT 9 SEC Y PH 1 CURRAHEE CLUB |
| Legal Subdivision | CURRAHEE CLUB |
| Legal Phase | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 970202 |
The current owner of 102 Cottage Ln acquired it in November 2013.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1038 HARDY RD, MARTIN, GA 30557-4653 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2013 · Amount on File |
| Deed Sale | Oct 31, 2013 · Amount on File |
| Prior Sale | Feb 22, 2011 |
| Deed Document Number | 0010272372 |
| Deed Book / Page | 1027237 / 2 |
| Last Transfer Date | Nov 5, 2013 |
| Transfer Doc | 0010270237 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 102 Cottage Ln was $690.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $690.00 | $25,140 Land $25,140 | $62,850 Land $62,850 |
| 2023 | $748.00 | $25,140 (-) Land $25,140 | $62,850 (-) Land $62,850 |
| 2022 | $748.00 | $25,140 Land $25,140 | $62,850 Land $62,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Cottage Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Cottage Ln is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 47% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures