Stephens County property record for 89 Cottage Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,752 sqft · built 2022 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (May 2022) |
| Tax Bill | $8,253 (2025) |
| Deeds & Mortgages | May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 057 119 |
| Primary APN | 057 119 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,752 sqft Heated Area |
| Basement Area | 1,876 sqft |
| Finished Basement | 1,876 sqft |
| Unfinished Basement | 3,332 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 844 sqft |
| Porch | Slab |
| Patio Area | 371 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 280298 |
|---|---|
| Street Address | 89 COTTAGE LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 4 PH 1 PARCEL Y CURRAHEE CLUB |
| Legal Subdivision | CURRAHEE CLUB |
| Legal Phase | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 970202 |
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6554 GROVE PARK DR, HOSCHTON, GA 30548-8262 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on Record |
| Deed Sale | May 17, 2022 · Amount on Record |
| Prior Sale | Dec 3, 2007 · Amount on Record |
| Deed Document Number | 2022726 |
| Deed Book / Page | 1297 / 263 |
| Prior Transfer Date | Jun 24, 2014 |
| Prior Transfer Doc | 0010430279 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 11, 2022 |
| Property Address | 89 COTTAGE LN, TOCCOA, GA 30577-2541 |
| Document Number | 0012970263 |
| Book / Page | 1297 / 263 |
| Instrument Date | May 11, 2022 |
| Instrument | 2022-000726 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6554 GROVE PARK DR, HOSCHTON, GA 30548-8262 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,253.00 (+298.5%) | $300,682 (+332.22%) Land $27,040 Building $273,642 | $751,705 (+332.22%) Land $67,600 Building $684,105 |
| 2023 | $2,071.00 | $69,567 Land $27,040 Building $42,527 | $173,918 Land $67,600 Building $106,318 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 47% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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