979 NE Summit Loop, Coupeville, WA 98239 Property Records

Island County property record for 979 NE Summit Loop, Coupeville, WA 98239

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.25 ba · 1,408 sqft · built 1991
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$344,000 (May 2020)
Tax Bill	$3,512 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S8270-00-0A029-1`

Property Details

APN / Parcel Number

Primary APN	`S8270-00-0A029-1`
Alternative APN	`404155`

Interior

Bedrooms	2 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Combination
Roof Material	Aluminum
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	192 sqft
Storage Building	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	979 NE SUMMIT LOOP
City	COUPEVILLE
State	WA
Zip	98239-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CP
Legal Description	SUNSET TERR LOT 29 BLK A EX E20 TO TOWN OF COUPEVILLE AF#290445
Legal Subdivision	SUNSET TERR
Legal Block	A
Legal Lot Number	29
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	1
Census Block	1052
Census Tract	971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Whidbey Island Historic District listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Island County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	979 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3646
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 8, 2022	Intrafamily Transfer, Transfer
May 15, 2020	Warranty Deed, Transfer · VA Mortgage BANK OF THE PACIFIC
Aug 17, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Prior Sale	Oct 31, 2007 · Amount on Record
Deed Document Number	20204486668
Last Transfer Date	Jun 2, 2022
Transfer Doc	0004546315
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	979 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3646
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004553025
Date	Oct 26, 2022
Instrument	4553025

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Jun 8, 2022
Property Address	979 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3646
Document Number	0004546315
Map Reference	VOL 5 PG 14
Instrument Date	Jun 2, 2022
Instrument	4546315
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	May 15, 2020
Property Address	979 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3646
Document Number	0004486668
Instrument Date	Apr 29, 2020
Instrument	4486668
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	CTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,509.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 NE SUMMIT LOOP COUPEVILLE WA 982393646, COUPEVILLE, WA 98239-3646

Mortgage

Document Number	4486669
Date	May 15, 2020
Instrument	4486669

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Aug 17, 2018
Property Address	979 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3646
Document Number	0004450086
Instrument Date	Aug 10, 2018
Instrument	4450086
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	979 NE SUMMIT LOOP COUPEVILLE WA 982393646, COUPEVILLE, WA 98239-3646

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Coupeville Town
Unified School District	Coupeville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,512.00 (+1.3%)	$485,181 (+5.2%) Land $240,000 Building $245,181	$485,181 (+5.2%) Land $240,000 Building $245,181
2023	$3,467.00	$461,216 (+10.72%) Land $210,000 Building $251,216	$461,216 (+10.72%) Land $210,000 Building $251,216
2022		$416,579 Land $200,000 Building $216,579	$416,579 Land $200,000 Building $216,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COUPEVILLE serves 4,142 people · EPA ID WA5315550
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Ziply Fiber.

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