1007 NE Summit Loop, Coupeville, WA 98239 Property Records

Island County property record for 1007 NE Summit Loop, Coupeville, WA 98239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 1998
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$289,900 (Sep 2005)
Tax Bill	$4,552 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`S8270-00-0A031-0`

Property Details

APN / Parcel Number

Primary APN	`S8270-00-0A031-0`
Alternative APN	`800182`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,154 sqft
Upper Floors Area	416 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1007 NE SUMMIT LOOP
City	COUPEVILLE
State	WA
Zip	98239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CP
Legal Description	SUNSET TERRACE LOT 31 BLK A EX PT LY NELY OF WLN TOWN OF COUPEVILLE TR AF#290445
Legal Subdivision	SUNSET TERRACE
Legal Block	A
Legal Lot Number	31
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	1
Census Block	1052
Census Tract	971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Whidbey Island Historic District listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1233, COUPEVILLE, WA 98239-1233
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2005 · Amount on Record
Deed Sale	Sep 30, 2005 · Amount on Record
Deed Document Number	20054149439
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1007 NE SUMMIT LOOP, COUPEVILLE, WA 98239
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 NE SUMMIT LOOP, COUPEVILLE, WA 98239

Mortgage

Document Number	0004543259
Date	Apr 13, 2022
Instrument	4543259

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1007 NE SUMMIT LOOP, COUPEVILLE, WA 98239
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 NE SUMMIT LOOP, COUPEVILLE, WA 98239

Mortgage

Document Number	0004527717
Date	Aug 26, 2021
Instrument	4527717

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Coupeville Town
Unified School District	Coupeville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,552.00 (+3.27%)
2025		$609,742 (+7%) Land $240,000 Building $369,742	$609,742 (+7%) Land $240,000 Building $369,742
2023	$4,408.00	$569,842 (+7.55%) Land $210,000 Building $359,842	$569,842 (+7.55%) Land $210,000 Building $359,842
2022		$529,853 Land $200,000 Building $329,853	$529,853 Land $200,000 Building $329,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COUPEVILLE serves 4,142 people · EPA ID WA5315550
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Ziply Fiber.

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