1015 NE Summit Loop, Coupeville, WA 98239 Property Records

Island County property record for 1015 NE Summit Loop, Coupeville, WA 98239

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,962 sqft · built 1992
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$4,877 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8270-00-0A033-0`

Property Details

APN / Parcel Number

Primary APN	`S8270-00-0A033-0`
Alternative APN	`404173`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,962 sqft Living Area
Gross Area	2,762 sqft
1st Floor Area	1,962 sqft
Basement Area	224 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Hardboard/Plywood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	751 sqft
Storage Building	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1015 NE SUMMIT LOOP
City	COUPEVILLE
State	WA
Zip	98239-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CP
Legal Description	SUNSET TERR LOT 33 BLK A AF#373926-7
Legal Subdivision	SUNSET TERR
Legal Block	A
Legal Lot Number	33
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	1
Census Block	1052
Census Tract	971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Whidbey Island Historic District listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 15, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Dec 24, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019
Deed Sale	Oct 15, 2019
Deed Document Number	20194473427
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1015 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004503661
Date	Nov 30, 2020
Instrument	4503661

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 15, 2019
Property Address	1015 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Document Number	0004473427
Map Reference	VOL 5 PG 14-16
Instrument Date	Oct 10, 2019
Instrument	4473427
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	PREMIER TITLE OF ISLAND CNTY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564

Mortgage

Document Number	0004473428
Date	Oct 15, 2019
Instrument	4473428

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Dec 24, 2018
Property Address	1015 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Document Number	0004456981
Instrument Date	Dec 7, 2018
Instrument	4456981
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Coupeville Town
Unified School District	Coupeville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,877.00 (+4.21%)
2025		$653,231 (+7.98%) Land $240,000 Building $413,231	$653,231 (+7.98%) Land $240,000 Building $413,231
2023	$4,680.00	$604,951 (+7.55%) Land $210,000 Building $394,951	$604,951 (+7.55%) Land $210,000 Building $394,951
2022		$562,502 Land $200,000 Building $362,502	$562,502 Land $200,000 Building $362,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COUPEVILLE serves 4,142 people · EPA ID WA5315550
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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