1003 NE Summit Loop, Coupeville, WA 98239 Property Records

Island County property record for 1003 NE Summit Loop, Coupeville, WA 98239

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,415 sqft · built 1998
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$744,000 (Feb 2026)
Tax Bill	$5,490 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8270-00-0A030-0`

Property Details

APN / Parcel Number

Primary APN	`S8270-00-0A030-0`
Alternative APN	`800115`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,415 sqft Living Area
1st Floor Area	1,989 sqft
Upper Floors Area	426 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Detached
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	269 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1003 NE SUMMIT LOOP
City	COUPEVILLE
State	WA
Zip	98239-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CP
Legal Description	SUNSET TERRACE LOT 30 BLK A EX PT LOTS 24,25,26,27,29,30 & 31 BLK A DESC BG SECR LOT 29 NWLY ALG ELN LOT 29 TO SWCR LOT 27 NWLY ALG WLN LOT 27 29.39 NELY TP ON NLN LOT 27 120NWLY OF NECR NWLY TP ON NLN LOT 25 120SWLY OF NECR SWLY TO MST NLY CR LOT
Legal Subdivision	SUNSET TERRACE
Legal Block	A
Legal Lot Number	30,24
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	1
Census Block	1052
Census Tract	971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Whidbey Island Historic District listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25711 39TH AVE NE, ARLINGTON, WA 98223-9084
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer · Commercial Mortgage DEEPHAVEN MORTGAGE LLC
May 8, 2017	Deed of Trust, Mortgage · VA Mortgage PEOPLES BANK
Sep 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Nov 14, 2013 · Amount on Record
Deed Document Number	20264597417
Prior Transfer Date	Dec 8, 2016
Prior Transfer Doc	0004413348
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Feb 27, 2026
Property Address	1003 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Document Number	0004597417
Map Reference	VOL 5 PG 14-15
Instrument Date	Feb 14, 2026
Instrument	4597417
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,303.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25711 39TH AVE NE, ARLINGTON, WA 98223-9084

Mortgage

Document Number	0004597418
Date	Feb 27, 2026
Instrument	4597418

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1003 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004422017
Date	May 8, 2017
Instrument	4422017

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1003 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004451211
Date	Sep 6, 2018
Instrument	4451211

Lender

Name	PEOPLES BANK
Type	Bank
Address	COUPEVILLE, WA 98239

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Coupeville Town
Unified School District	Coupeville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,490.00 (+0.05%)
2025		$735,411 (+3.36%) Land $240,000 Building $495,411	$735,411 (+3.36%) Land $240,000 Building $495,411
2023	$5,487.00	$711,509 (+7.86%) Land $210,000 Building $501,509	$711,509 (+7.86%) Land $210,000 Building $501,509
2022		$659,657 Land $200,000 Building $459,657	$659,657 Land $200,000 Building $459,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COUPEVILLE serves 4,142 people · EPA ID WA5315550
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Ziply Fiber.

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