1010 NE Summit Loop, Coupeville, WA 98239 Property Records

Island County property record for 1010 NE Summit Loop, Coupeville, WA 98239

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,288 sqft · built 1997
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Jun 2010)
Tax Bill$1,081 (2023)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNS8270-00-0B007-0

Property Details

APN / Parcel Number

Primary APNS8270-00-0B007-0
Alternative APN
  • 736877

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area1,750 sqft
1st Floor Area1,288 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Exterior MaterialWood
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number736877
Street Address1010 NE SUMMIT LOOP
CityCOUPEVILLE
StateWA
Zip98239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCP
Legal DescriptionSUNSET TERR LOT 7 BLK B FR 0B005-0
Legal SubdivisionSUNSET TERR
Legal BlockB
Legal Lot Number7
JurisdictionISLAND WA
Township / Civil DivisionCENTRAL WHIDBEY ISLAND
Census Block Group1
Census Block1053
Census Tract971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Whidbey Island Historic District
listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1464, COUPEVILLE, WA 98239-1464
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2010 · Amount on Record
Deed SaleJun 8, 2010 · Amount on Record
Prior SaleOct 20, 2008
Deed Document Number4275151
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLAND WA
Property Address1010 NE SUMMIT LOOP, COUPEVILLE, WA 98239
Transaction TypeMortgage
Record UpdatedMar 1, 2022
Title CompanyCASCADE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004488884
DateJun 16, 2020
Instrument4488884
Lender
NamePEOPLES BANK
TypeBank
AddressBELLINGHAM, WA 98226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
MunicipalityCoupeville Town
Unified School DistrictCoupeville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$478,992 (+8.13%) Land $240,000 Building $238,992$478,992 (+8.13%) Land $240,000 Building $238,992
2023$1,081.00 Senior Citizen's exemption$442,961 (+7.08%) Land $210,000 Building $232,961$442,961 (+7.08%) Land $210,000 Building $232,961
2022$413,683 Land $200,000 Building $213,683$413,683 Land $200,000 Building $213,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2015 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COUPEVILLE
serves 4,142 people · EPA ID WA5315550
Water SourceGroundwater
Last State InspectionJul 2022
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: Ziply Fiber.

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