Comal County property record for 978 Stirrup Dr, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,884 sqft · built 2001 |
| Lot Size | 1.78 acres (77,972 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $201,800 (Apr 2006) |
| Tax Bill | $7,700 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-0365-0161-00 |
| Primary APN | 56-0365-0161-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,884 sqft Living Area |
| Gross Area | 4,204 sqft |
| 1st Floor Area | 2,884 sqft |
| Upper Floors Area | 448 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 77,972 sqft |
| Garage Type | Attached |
| Garage Area | 860 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Covered Porch |
| Porch Area | 676 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 978 STIRRUP DR |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-6136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDMILL RANCH 5, LOT 161 |
| Legal Subdivision | WINDMILL RANCH 5 |
| Legal Block | 2 |
| Legal Lot Number | 161 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 310702 |
978 Stirrup Dr is owned and occupied by two individuals who acquired it in February 2022.
Source: Comal County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 978 STIRRUP DR, SPRING BRANCH, TX 78070-6136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU |
| Feb 14, 2022 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2006 · Amount on File |
| Deed Sale | Apr 19, 2006 · Amount on File |
| Deed Document Number | 20066015634 |
| Last Transfer Date | Feb 14, 2022 |
| Transfer Doc | 0000007026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 978 STIRRUP DR, SPRING BRANCH, TX 78070-6136 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 978 STIRRUP DR, SPRING BRANCH, TX 78070-6136 |
| Document Number | 0006001459 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 202606001459 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Feb 14, 2022 |
| Property Address | 978 STIRRUP DR, SPRING BRANCH, TX 78070-6136 |
| Document Number | 0006007026 |
| Map Reference | VOL 13 PG 106-107 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 202206007026 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 978 STIRRUP DR, SPRING BRANCH, TX 78070-6136 |
The 2025 property tax bill for 978 Stirrup Dr was $7,700 with a homeowner's exemption, down 1.2% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Municipality | Bulverde City |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,620 (-0.53%) Land $157,670 Building $448,950 | $606,620 (-0.53%) Land $157,670 Building $448,950 | |
| 2025 | $7,700.00 (-1.19%) Homeowner's exemption | $609,830 Land $157,670 Building $452,160 | $609,830 Land $157,670 Building $452,160 |
| 2024 | $7,793.00 | ||
| 2023 | $631,030 Land $132,460 Building $498,570 | $631,030 Land $132,460 Building $498,570 | |
| 2022 | $7,856.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 978 Stirrup Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1997–2015) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 978 Stirrup Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINDMILL RANCH SUBDIVISION private · serves 756 people · EPA ID TX0460221 |
|---|---|
| Water Source | Purchased surface water from CLWSC CANYON LAKE SHORES |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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