978 Smiley Ave, Cincinnati, OH 45240 Property Records

Hamilton County property record for 978 Smiley Ave, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1991
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Mar 2023)
Tax Bill	$5,521 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`591-0028-0141-00`

Property Details

APN / Parcel Number

Primary APN	`591-0028-0141-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
1st Floor Area	480 sqft
2nd Floor Area	1,028 sqft

Exterior

Year Built	Built 1991
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,797 sqft (0.178 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	978 SMILEY AVE
City	CINCINNATI
State	OH
Zip	45240-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMILEY AVE 60 X 130 LOT 967 MODEL CITY SUB SEC 8 BLK A PT 6
Legal Subdivision	MODEL CITY SUB
Legal Block	A
Legal Lot Number	967
Jurisdiction	HAMILTON OH
Township / Civil Division	FOREST PARK
Census Block Group	2
Census Block	2010
Census Tract	21506

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	978 SMILEY AVE, CINCINNATI, OH 45240-1833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Sep 17, 2002
Deed Document Number	0000021565
Deed Book / Page	14884 / 1985
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 30, 2023
Property Address	978 SMILEY AVE, CINCINNATI, OH 45240-1833
Document Number	0000021565
Book / Page	14884 / 1985
Map Reference	MB 122 PG 81-84
Instrument Date	Mar 28, 2023
Instrument	2023-0021565
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 SMILEY AVE, CINCINNATI, OH 45240-1833

Mortgage

Document Number	0000021566
Date	Mar 30, 2023
Instrument	2023-0021566

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Apr 1, 2025

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Forest Park City
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,521.00 (+2.75%)	$93,800 (+%) Land $9,719 Building $84,081
2024	$5,373.00 (-1.38%)	$93,799 (-) Land $9,719 Building $84,080
2023	$5,448.00 (+75.91%)	$93,799 (+132.39%) Land $9,719 Building $84,080	$268,000 (+132.4%) Land $27,770 Building $240,230
2022	$3,097.00 Homeowner's exemption	$40,363 Land $7,732 Building $32,631
2020			$115,320 Land $22,090 Building $93,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20