980 Smiley Ave, Cincinnati, OH 45240 Property Records

Hamilton County property record for 980 Smiley Ave, Cincinnati, OH 45240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,524 sqft · built 1976
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Mar 2017)
Tax Bill$3,296 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN591-0028-0140-00

Property Details

APN / Parcel Number

Primary APN591-0028-0140-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,524 sqft Living Area
1st Floor Area600 sqft
2nd Floor Area924 sqft

Exterior

Year BuiltBuilt 1976
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address980 SMILEY AVE
CityCINCINNATI
StateOH
Zip45240-1833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMILEY AVE 60 X 130 LOT 966 MODEL CITY SUB SEC 8 BLK A PT 6
Legal SubdivisionMODEL CITY SUB
Legal BlockA
Legal Lot Number966
JurisdictionHAMILTON OH
Township / Civil DivisionFOREST PARK
Census Block Group2
Census Block2010
Census Tract21506

Owner

980 Smiley Ave is owned and occupied by an individual who acquired it in November 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address980 SMILEY AVE, CINCINNATI, OH 45240-1833
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2020Warranty Deed, Transfer · Conventional with PMI
US BK
Mar 29, 2017Warranty Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2017 · Amount on File
Deed SaleMar 29, 2017 · Amount on File
Prior SaleMar 29, 2017 · Amount on File
Deed Document Number0000007771
Last Transfer DateNov 4, 2020
Transfer Doc0000116018
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 4, 2020
Property Address980 SMILEY AVE, CINCINNATI, OH 45240-1833
Document Number0000116018
Book / Page014289 / 001133
Instrument DateOct 29, 2020
Instrument116018
Transaction TypeTransfer
Record UpdatedFeb 9, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address980 SMILEY AVE CINCINNATI OH 452401833, CINCINNATI, OH 45240-1833

Mortgage

Document Number116019
DateNov 4, 2020
Book Page014289/001135
Instrument116019
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 3, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 29, 2017
Property Address980 SMILEY AVE, CINCINNATI, OH 45240-1833
Document Number0000007771
Map ReferencePB 122 PG 81-84
Instrument DateMar 20, 2017
Instrument17-0027771
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPRODIGY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007772
DateMar 29, 2017
Instrument17-0027772
Lender
NameENVOY MORTGAGE LTD
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 980 Smiley Ave was $3,296, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityForest Park City
Unified School DistrictWinton Woods City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,296.00 (+2.74%)$56,000 (+%) Land $9,719 Building $46,281
2024$3,208.00 (-1.38%)$55,999 (-) Land $9,719 Building $46,280
2023$3,253.00 (-8.21%)$55,999 (+21.21%) Land $9,719 Building $46,280$160,000 Land $27,770 Building $132,230
2022$3,544.00 Homeowner's exemption$46,201 Land $7,732 Building $38,469
2020$132,000 Land $22,090 Building $109,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 980 Smiley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 980 Smiley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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