Hamilton County property record for 976 Smiley Ave, Cincinnati, OH 45240 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,504 sqft · built 1991 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,255 (2025) |
| Deeds & Mortgages | Oct 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0028-0142-00 |
| Primary APN | 591-0028-0142-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 1,984 sqft |
| 1st Floor Area | 480 sqft |
| 2nd Floor Area | 1,024 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 976 SMILEY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMILEY AVE 60 X 130 LOT 968 MODEL CITY SUB SEC 8 BLK A PT 6 |
| Legal Subdivision | MODEL CITY SUB |
| Legal Block | A |
| Legal Lot Number | 968 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21506 |
Source: Hamilton County records · APN 591-0028-0142-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 976 SMILEY AVE, CINCINNATI, OH 45240-1833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2004 |
| Deed Sale | Sep 14, 2004 |
| Prior Sale | Aug 08, 2000 · Amount on Record |
| Deed Document Number | 2004198046 |
| Deed Book / Page | 9726 / 1071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 976 SMILEY AVE, CINCINNATI, OH 45240-1833 |
| Document Number | 0000107977 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 976 SMILEY AVE CINCINNATI OH 452401833, CINCINNATI, OH 45240-1833 |
| Document Number | 0000107977 |
|---|---|
| Date | Dec 06, 2019 |
| Book Page | 014058/000417 |
| Instrument | 107977 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 05, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,255.00 (+2.26%) | $55,567 (+%) Land $9,720 Building $45,847 | $158,760 (-) Land $27,770 Building $130,990 |
| 2024 | $3,183.00 (-1.39%) | $55,565 (-) Land $9,719 Building $45,846 | |
| 2023 | $3,228.00 (+2.67%) | $55,565 (+35.58%) Land $9,719 Building $45,846 | $158,760 (+35.59%) Land $27,770 Building $130,990 |
| 2022 | $3,144.00 Homeowner's exemption | $40,982 Land $7,732 Building $33,250 | |
| 2020 | $117,090 Land $22,090 Building $95,000 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 1% of the US · above 4% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 397 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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