97661 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97661 Pirates Point Rd, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,952 sqft · built 1993
Lot Size0.627 acres (27,314 sqft)
Owner2 Individual Names on Record
Last Sale$304,900 (Feb 2021)
Tax Bill$3,297 (2025)
Deeds & MortgagesMar 2021 Re-recorded Document
Feb 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN43-3N-28-509B-0059-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509B-0059-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,952 sqft Living Area
1st Floor Area1,056 sqft
Upper Floors Area896 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area27,314 sqft (0.627 acres)
Garage Area336 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area312 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97661 PIRATES POINT RD
CityYULEE
StateFL
Zip32097-6537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 59 IN OR 2434/485 PIRATES WOOD 2 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD
Legal Lot Number59
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1015
Census Tract50308

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97661 PIRATES POINT RD, YULEE, FL 32097-6537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Re-recorded Document
ATTORNEY ONLY, ATTORNEY
Feb 16, 2021Warranty Deed, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2021 · Amount on Record
Deed SaleFeb 16, 2021 · Amount on Record
Prior SaleSep 30, 2008 · Amount on Record
Deed Document Number202145005332
Deed Book / Page2434 / 485
Record UpdatedSep 20, 2026

March 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionNASSAU FL
Recording DateMar 15, 2021
Property Address97661 PIRATES POINT RD, YULEE, FL 32097-6537
Document Number0024421058
Book / Page2442 / 1058
Instrument DateFeb 16, 2021
Instrument202145009044
Record UpdatedJan 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateFeb 16, 2021
Property Address97661 PIRATES POINT RD, YULEE, FL 32097-6537
Document Number0024340485
Book / Page2434 / 485
Instrument DateFeb 16, 2021
Instrument202145005332
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,134.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address77231 LUMBER CREEK BLVD, YULEE, FL 32097-3815

Mortgage

Document Number0002434488
DateFeb 16, 2021
Instrument2434/488
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,297.00 (+1.38%) Homeowner's exemption$255,167 (+2.9%)$367,170 (+6.87%) Land $100,000 Building $267,170
2024$3,252.00 (+1.43%) Homeowner's exemption$247,976 (+3%)$343,562 (+2.74%) Land $100,000 Building $243,562
2023$3,206.00 (+10.51%) Homeowner's exemption$240,753 (+3%)$334,394 (+43.06%) Land $100,000 Building $234,394
2022$2,901.00 Homeowner's exemption$233,741 Land $60,000 Building $173,741$233,741 Land $60,000 Building $173,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 475 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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