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  5. Pirates Point Rd

97612 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97612 Pirates Point Rd, Yulee, FL 32097 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,112 sqft · built 1987
Lot Size0.688 acres (29,964 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (Jun 2023)
Tax Bill$5,839 (2024)
Deeds & MortgagesJun 2023 Sale & Mortgage
Feb 2023 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN43-3N-28-509D-0004-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509D-0004-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,112 sqft Living Area
1st Floor Area1,112 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1997
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area29,964 sqft (0.688 acres)
View / LotWaterfront
Garage TypeDetached
Garage Area384 sqft
PorchFinished/Open Porch
Porch Area424 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97612 PIRATES POINT RD
CityYULEE
StateFL
Zip32097-6536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 PIRATES WOOD #4 UNR IN OR 2644/1934
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD
Legal Lot Number4
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1010
Census Tract50308

Owner

Source: Nassau County records · APN 43-3N-28-509D-0004-0000

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address97612 PIRATES POINT RD, YULEE, FL 32097-6536
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2023Warranty Deed, Transfer · VA Mortgage
KEYSTONE FUNDING INC
Feb 23, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 03, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2023 · Amount on Record
Deed SaleJun 01, 2023 · Amount on Record
Prior SaleMay 01, 2017 · Amount on Record
Deed Document Number202316590
Deed Book / Page2644 / 1934
Prior Transfer DateJan 30, 2023
Prior Transfer Doc0026201906
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJun 01, 2023
Property Address97612 PIRATES POINT RD, YULEE, FL 32097-6536
Document Number0026441934
Book / Page2644 / 1934
Instrument DateMay 31, 2023
Instrument202345016590
Transaction TypeTransfer
Record UpdatedJun 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 15705, FERNANDINA, FL 32035-3112

Transferred To (Grantee/Buyer)

NameVerified Name
Address97612 PIRATES POINT RD, YULEE, FL 32097-6536

Mortgage

Document Number0026441936
DateJun 01, 2023
Instrument2644/1936
Lender
NameKEYSTONE FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNASSAU FL
Recording DateFeb 23, 2023
Property Address97612 PIRATES POINT RD, YULEE, FL 32097-6536
Document Number0026201906
Book / Page2620 / 1906
Instrument DateJan 30, 2023
Instrument202345005298
Transaction TypeTransfer
Record UpdatedMar 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 15705, FERNANDINA BEACH, FL 32035-3112

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 15705, FERNANDINA BEACH, FL 32035-3112

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateOct 03, 2019
Property Address97612 PIRATES POINT RD, YULEE, FL 32097-6536
Document Number0023091054
Book / Page002309 / 001054
Instrument DateOct 03, 2019
Instrument45031938
Transaction TypeTransfer
Record UpdatedOct 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address827 ELLERBE WAY LAKELAND FL 338016125, LAKELAND, FL 33801-6125

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Veteran's exemption$422,709 (+13.13%) Land $200,000 Building $222,709$422,709 (+13.13%) Land $200,000 Building $222,709
2024$5,839.00 (+34.63%)$373,661 (+10.4%) Land $170,000 Building $203,661$373,661 (+10.4%) Land $170,000 Building $203,661
2023$4,337.00 (+22.2%)$338,458 (+17.45%) Land $170,000 Building $168,458$338,458 (+17.45%) Land $170,000 Building $168,458
2022$3,549.00$288,164 Land $160,000 Building $128,164$288,164 Land $160,000 Building $128,164

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 475 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024, river or lake flooding, Hurricane Helene
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 746 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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