Nassau County property record for 97620 Pirates Point Rd, Yulee, FL 32097 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,963 sqft · built 2024 |
| Lot Size | 0.564 acres (24,579 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Nov 2022) |
| Tax Bill | $9,709 (2025) |
| Deeds & Mortgages | Jul 2024 Construction Loan Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 43-3N-28-509D-0003-0000 |
| Primary APN | 43-3N-28-509D-0003-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,963 sqft Heated Area |
| Gross Area | 3,277 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 24,579 sqft (0.564 acres) |
| Porch | Porch |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 97620 PIRATES POINT RD |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-6536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 IN OR 2605/35 PIRATES WOOD 4 UNR |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 43 |
| Legal Subdivision | PIRATES WOOD 4 |
| Legal Lot Number | 3 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50308 |
Source: Nassau County records · APN 43-3N-28-509D-0003-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 97620 PIRATES POINT RD, YULEE, FL 32097-6536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2024 | Deed of Trust, Mortgage · Construction Mortgage GATEWAY FIRST BANK |
| Nov 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Jun 22, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2022 · Amount on Record |
| Deed Sale | Nov 29, 2022 · Amount on Record |
| Prior Sale | Jun 22, 2021 · Amount on Record |
| Deed Document Number | 202245039195 |
| Deed Book / Page | 2605 / 35 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 97620 PIRATES POINT RD, YULEE, FL 32097-6536 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 60 WOODRUFF ST, MCDONOUGH, GA 30253-2144 |
| Document Number | 0027260838 |
|---|---|
| Date | Jul 22, 2024 |
| Book Page | 2726/838 |
| Instrument | 202445020416 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 18, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Nov 29, 2022 |
| Property Address | 97620 PIRATES POINT RD, YULEE, FL 32097-6536 |
| Document Number | 0026050035 |
| Book / Page | 2605 / 35 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 202245039195 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 86891 RIVERWOOD DR, YULEE, FL 32097-6418 |
| Name | Verified Name |
|---|---|
| Address | 60 WOODRUFF ST, MCDONOUGH, GA 30253-2144 |
| Document Number | 0000260537 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2605/37 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 25 Months |
| Due | Dec 01, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 22, 2021 |
| Property Address | 97620 PIRATES POINT RD, YULEE, FL 32097-6536 |
| Document Number | 0024721269 |
| Book / Page | 2472 / 1269 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 202145023293 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,274.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91042 FIDDLER DR, FERNANDINA BEACH, FL 32034-0808 |
| Name | Verified Name |
|---|---|
| Address | 86891 RIVERWOOD DR, YULEE, FL 32097-6418 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Feb 12, 2018 |
| Property Address | 97620 PIRATES POINT RD, YULEE, FL 32097 |
| Document Number | 0021760847 |
| Book / Page | 002176 / 000847 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 4406 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2018 |
| Title Company | VYSTAR TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 91042 FIDDLER DR FERNANDINA BEACH FL 320340808, FERNANDINA BEACH, FL 32034-0808 |
| Document Number | 21760849 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 002176/000849 |
| Instrument | 4407 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 11, 2033 |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,709.00 (+235.6%) | $638,262 (+244.72%) Land $200,000 Building $438,262 | $638,262 (+244.72%) Land $200,000 Building $438,262 |
| 2024 | $2,893.00 (-3.21%) | $185,152 (-1.16%) Land $170,000 Building $15,152 | $185,152 (-1.16%) Land $170,000 Building $15,152 |
| 2023 | $2,989.00 (+19.51%) | $187,316 (+12.64%) Land $170,000 Building $17,316 | $187,316 (+12.64%) Land $170,000 Building $17,316 |
| 2022 | $2,501.00 | $166,297 Land $160,000 Building $6,297 | $166,297 Land $160,000 Building $6,297 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 746 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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