97584 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97584 Pirates Point Rd, Yulee, FL 32097 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,754 sqft · built 1985
Lot Size	2.03 acres (88,509 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Jan 2018)
Tax Bill	$4,521 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`43-3N-28-509D-0006-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509D-0006-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,754 sqft Heated Area
Gross Area	3,406 sqft
1st Floor Area	1,300 sqft
Upper Floors Area	1,310 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	88,509 sqft (2.03 acres)
Garage Area	468 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Patio Area	48 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	97584 PIRATES POINT RD
City	YULEE
State	FL
Zip	32097-6534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 IN OR 2173/295 PIRATES WOOD 4 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD 4
Legal Lot Number	6
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1010
Census Tract	50308

Owner

Source: Nassau County records · APN 43-3N-28-509D-0006-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	97584 PIRATES POINT RD, YULEE, FL 32097-6534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Prior Sale	Jun 29, 2001 · Amount on Record
Deed Document Number	201802924
Deed Book / Page	2173 / 0295
Record Updated	Jun 08, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 29, 2018
Property Address	97584 PIRATES POINT RD, YULEE, FL 32097-6534
Document Number	0021730295
Book / Page	002173 / 000295
Instrument Date	Jan 16, 2018
Instrument	2924
Transaction Type	Transfer
Record Updated	Feb 05, 2018
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97584 PIRATES POINT RD YULEE FL 320976534, YULEE, FL 32097-6534

Mortgage

Document Number	21730298
Date	Jan 29, 2018
Book Page	002173/000298
Instrument	2925

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,521.00 (+1.3%) Homeowner's exemption	$334,892 (+2.9%)	$597,148 (+8.24%) Land $200,000 Building $397,148
2024	$4,463.00 (+9.63%) Homeowner's exemption	$325,454 (+10.33%)	$551,670 (+10.22%) Land $170,000 Building $381,670
2023	$4,071.00 (+10.24%) Homeowner's exemption	$294,970 (+3%)	$500,532 (+21.64%) Land $170,000 Building $330,532
2022	$3,693.00 Homeowner's exemption	$286,379	$411,473 Land $160,000 Building $251,473

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	11.0 ft

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 746 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.