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97575 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97575 Pirates Point Rd, Yulee, FL 32097 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,261 sqft · built 1973
Lot Size0.589 acres (25,689 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Apr 2025)
Tax Bill$1,137 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN43-3N-28-509B-0061-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509B-0061-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,261 sqft Heated Area
1st Floor Area1,257 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,689 sqft (0.589 acres)
Garage Area384 sqft
Deck Area1,243 sqft
Patio Area1,243 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address97575 PIRATES POINT RD
CityYULEE
StateFL
Zip32097-6535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 61 IN OR 2780/383 PIRATES WOOD 2 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD 2
Legal Lot Number61
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1015
Census Tract50308

Owner

Source: Nassau County records · APN 43-3N-28-509B-0061-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address97575 PIRATES POINT RD, YULEE, FL 32097-6535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2025 · Amount on Record
Deed SaleApr 10, 2025 · Amount on Record
Prior SaleJun 14, 2004 · Amount on Record
Deed Document Number0002780383
Deed Book / Page2780 / 383
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97575 PIRATES POINT RD, YULEE, FL 32097-6535
Transaction TypeMortgage
Record UpdatedJun 09, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address97575 PIRATES POINT RD, YULEE, FL 32097-6535

Mortgage

Document Number0025650894
DateMay 25, 2022
Book Page2565/894
Instrument202245018770
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28258
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2037

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,137.00 (+2.06%) Homeowner's exemption$114,426 (+2.9%)$284,571 (+0.77%) Land $100,000 Building $184,571
2024$1,114.00 (+2.58%) Homeowner's exemption$111,201 (+3%)$282,392 (+9.66%) Land $100,000 Building $182,392
2023$1,086.00 (+12.89%) Homeowner's exemption$107,962 (+3%)$257,520 (+44.09%) Land $100,000 Building $157,520
2022$962.00 Homeowner's exemption$104,817$178,720 Land $60,000 Building $118,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 475 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024, river or lake flooding, Hurricane Helene
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 746 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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