97562 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97562 Pirates Point Rd, Yulee, FL 32097 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2008
Square Footage3,126 sqft Heated Area
Lot Size37,645 sqft (0.864 acres)
GarageMixed, 560 sqft
OccupancyOwner Occupied
Last Sale$650,000 (2021)

Property Details

APN / Parcel Number

Primary APN43-3N-28-509D-0009-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area3,126 sqft Heated Area
Gross Area4,682 sqft Gross Area
1st Floor1,680 sqft 1st Floor
Upper Floors916 sqft Upper Floors
Attic Area144 sqft Attic
Stories2 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2008
Exterior MaterialOther Exterior
Construction TypeWood Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area37,645 sqft (0.864 acres)
Garage TypeMixed Garage
Garage Area560 sqft Garage

Exterior Amenities

Patio Area112 sqft Patio
Porch1 Porch
Porch Area1,440 sqft Porch
Boat LiftBoat Lift
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address97562 PIRATES POINT RD
CityYULEE
StateFL
Zip32097-6534
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 9 IN OR 2473/289 PIRATES WOOD 4 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD 4
Legal Lot Number9
JurisdictionNASSAU FL
Minor Civil DivisionYULEE
Census Blockgroup1
Census Block1010
Census Tract50308

Owner

Source: Nassau County records · APN 43-3N-28-509D-0009-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address97562 PIRATES POINT RD, YULEE, FL 32097-6534
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Jun 23, 2021Warranty Deed, Transfer · Line of Credit
FIRST PEOPLES BANK
Jun 18, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2021 · Amount on Record
Deed SaleJun 23, 2021 · Amount on Record
Prior SaleJun 18, 2019 · Amount on Record
Deed Doc Number202145023546
Deed Book / Page2473 / 289
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97562 PIRATES POINT RD, YULEE, FL 32097-6534
Transaction TypeMortgage
Record UpdatedMay 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address97562 PIRATES POINT RD, YULEE, FL 32097-6534

Mortgage

Document Number0025570349
DateApr 21, 2022
Book Page2557/349
Instrument202245014498
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 30, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJun 23, 2021
Property Address97562 PIRATES POINT RD, YULEE, FL 32097-6534
Document Number0024730289
Book / Page2473 / 289
Instrument DateJun 18, 2021
Instrument202145023546
Transaction TypeTransfer
Record UpdatedJul 16, 2021
Title CompanyWATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 330535, ATLANTIC BEACH, FL 32233-0535

Transferred To (Grantee/Buyer)

NameVerified Name
Address97562 PIRATES POINT RD, YULEE, FL 32097-6534

Mortgage

Document Number2473291
DateJun 23, 2021
Instrument2473/291
Lender
NameFIRST PEOPLES BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJun 18, 2019
Property Address97562 PIRATES POINT RD, YULEE, FL 32097-6534
Document Number0022821421
Book / Page002282 / 001421
Instrument DateJun 14, 2019
Instrument45019292
Transaction TypeTransfer
Record UpdatedJul 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,570.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address97562 PIRATES POINT RD YULEE FL 320976534, YULEE, FL 32097-6534

Mortgage

Document Number22821423
DateJun 18, 2019
Book Page002282/001423
Instrument45019293
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2049

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Disabled Person's exemption Veteran's exemption$817,341 (+13.24%)$819,371 (+13.52%) Land $200,000 Building $619,371
2023Disabled Person's exemption Veteran's exemption$721,793 Land $170,000 Building $551,793$721,793 Land $170,000 Building $551,793

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation11.0 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 746 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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Nearby Streets

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