975 Hwy 128, Philo, CA 95466 Property Records

Mendocino County property record for 975 Hwy 128, Philo, CA 95466

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Sep 2020)
Tax Bill	$7,589 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-030-40`

Property Details

APN / Parcel Number

Primary APN	`026-030-40`
Alternative APN	`026-030-40-00`

Exterior

Lot Area	1,742,400 sqft

Location & Zoning

Old Parcel Number	026-030-40
Street Address	975 HIGHWAY 128
City	PHILO
State	CA
Zip	95466-9455
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	FL160
Legal Description	THE NE 1/4 OF THE NW 1/4 OF SEC 21, T15N, R15W, MDB&M.
Legal Range	15W
Legal Township	15N
Legal Section	21
Legal Block	1
Legal Lot Number	40
Jurisdiction	MENDOCINO CA
Township / Civil Division	MENDOCINO
Census Block Group	1
Census Block	1062
Census Tract	11200

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	975 HIGHWAY 128, PHILO, CA 95466-9455
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Mar 7, 2008 · Amount on Record
Deed Document Number	202011295
Prior Transfer Date	Apr 28, 2010
Prior Transfer Doc	0000005596
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Sep 3, 2020
Property Address	975 HIGHWAY 128, PHILO, CA 95466-9455
Document Number	0000011295
Instrument Date	Aug 27, 2020
Instrument	2020-11295
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	975 HIGHWAY 128, PHILO, CA 95466-9455

Mortgage

Document Number	0000011296
Date	Sep 3, 2020
Instrument	2020-11296

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.87%
Index	1-Year CMT
Margin	3
Max Rate	9.87%

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Unified School District	Anderson Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$696,729 (+4.81%) Land $276,450 Building $420,279
2025	$7,589.00 (+2.25%)	$664,749 (+3.93%) Land $268,579 Building $396,170
2023	$7,422.00 (+10.78%)	$639,595 Land $258,808 Building $380,787
2020	$6,700.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Further Reach Fixed Wireless	200 / 200
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
101Netlink Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 128

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