Montgomery County property record for 974 Red Bluff Way, Adams, TN 37010
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,260 sqft · built 2018 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (May 2018) |
| Tax Bill | $3,444 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58M D 37.00 |
| Primary APN | 58M D 37.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,260 sqft Living Area |
| Gross Area | 4,076 sqft |
| 1st Floor Area | 1,825 sqft |
| Upper Floors Area | 1,435 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Driveway | Driveway |
| Driveway Area | 828 sqft |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 974 RED BLUFF WAY |
|---|---|
| City | ADAMS |
| State | TN |
| Zip | 37010-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-1A |
| Legal Description | SUBDIVISION: BLUFF AT BRADBURY FARMS LOT:20 PLAT BOOK: F PLAT PAGE: 1133 SPLIT OFF 58-12.04 T-13 |
| Legal Subdivision | BLUFF AT BRADBURY |
| Legal Lot Number | 20 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 101807 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 974 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| May 1, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Jan 11, 2018 | Warranty Deed, Transfer HERITAGE BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on Record |
| Deed Sale | May 1, 2018 · Amount on Record |
| Prior Sale | Jan 11, 2018 · Amount on Record |
| Deed Document Number | 20181162853 |
| Deed Book / Page | 1808 / 1104 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 974 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02010/2093 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 2010/2093 |
| Instrument | 1275883 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | May 1, 2018 |
| Property Address | 974 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Document Number | 0001162853 |
| Book / Page | 001808 / 001104 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 1162853 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 16, 2018 |
| Title Company | FREEDOM TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,535.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 974 RED BLUFF WAY ADAMS TN 370102502, ADAMS, TN 37010-2502 |
| Document Number | 1162854 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 001808/001106 |
| Instrument | 1162854 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jan 11, 2018 |
| Property Address | 974 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Document Number | 01787/2605 |
| Book / Page | 1787 / 2605 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 1150035 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 N SOCOND ST, CLARKSVILLE, TN 37040 |
| Investor | Possibly a Property Investor |
| Document Number | 01787/2607 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 1787/2607 |
| Instrument | 1150036 |
| Name | HERITAGE BANK USA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Feb 1, 2019 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,444.00 | $164,000 (-) | $656,000 (-) Land $125,000 Building $531,000 |
| 2024 | $3,444.00 (+14.46%) | $164,000 (+63.96%) | $656,000 (+63.96%) Land $125,000 Building $531,000 |
| 2023 | $3,009.00 (+0.6%) | $100,025 (-0.6%) | |
| 2022 | $2,991.00 | $100,625 | $400,100 Land $75,000 Building $325,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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