982 Red Bluff Way, Adams, TN 37010 Property Records

Montgomery County property record for 982 Red Bluff Way, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,286 sqft · built 2015
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Aug 2025)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58M D 35.00`

Property Details

APN / Parcel Number

Primary APN	`58M D 35.00`
Alternative APNs	`058M D 03500 000` `401242`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,286 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	2,068 sqft
Upper Floors Area	218 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	1,463 sqft

Exterior Amenities

Pool Area	530 sqft
Porch	Porch
Porch Area	218 sqft
Patio Area	200 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	982 RED BLUFF WAY
City	ADAMS
State	TN
Zip	37010-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1A
Legal Description	SUBDIVISION: BLUFF AT BRADBURY FARMS LOT:22 PLAT BOOK: F PLAT PAGE: 1133 TENANTS BY THE ENTIRETY SPLIT OFF 58-12.04 T-13
Legal Subdivision	BLUFF AT BRADBURY
Legal Lot Number	22
Jurisdiction	MONTGOMERY TN
Township / Civil Division	15
Census Block Group	3
Census Block	3002
Census Tract	101807

Owner

Source: Montgomery County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	982 RED BLUFF WAY, ADAMS, TN 37010-2502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit F & M BANK
Jan 3, 2022	Warranty Deed, Transfer NOT AVAILABLE, FOUNDATION T&E SERIES LLC
Aug 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Jan 3, 2022 · Amount on Record
Deed Document Number	20251513394
Deed Book / Page	2454 / 1373
Prior Transfer Date	Aug 10, 2017
Prior Transfer Doc	0001132988
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	982 RED BLUFF WAY, ADAMS, TN 37010-2502
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01756/2934
Date	Aug 1, 2017
Book Page	1756/2934
Instrument	1131397

Lender

Name	US BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	982 RED BLUFF WAY, ADAMS, TN 37010-2502
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 RED BLUFF WAY, ADAMS, TN 37010-2502

Mortgage

Document Number	02208/1134
Date	Apr 18, 2022
Book Page	2208/1134
Instrument	1374235

Lender

Name	F & M BANK
Type	Bank
Address	CLARKSVILLE, TN 37043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jan 3, 2022
Property Address	982 RED BLUFF WAY, ADAMS, TN 37010-2502
Document Number	02173/2694
Book / Page	2173 / 2694
Map Reference	MB F PG 1133
Instrument Date	Dec 29, 2021
Instrument	1356854
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Tax	$2,020.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 RED BLUFF WAY, ADAMS, TN 37010-2502

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Aug 11, 2017
Property Address	982 RED BLUFF WAY, ADAMS, TN 37010-2502
Document Number	0001132988
Book / Page	001759 / 001953
Instrument Date	Aug 10, 2017
Instrument	1132988
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	982 RED BLUFF WAY ADAMS TN 370102502, ADAMS, TN 37010-2502

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,027.00	$144,150 (-)	$576,600 (-) Land $125,000 Building $451,600
2024	$3,027.00 (+14.49%)	$144,150 (+62.01%)	$576,600 (+62.01%) Land $125,000 Building $451,600
2023	$2,644.00 (-0.6%)	$88,975 (+0.62%)
2022	$2,660.00	$88,425	$355,900 Land $75,000 Building $280,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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