Montgomery County property record for 963 Red Bluff Way, Adams, TN 37010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,487 sqft · built 2016 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $624,900 (Jul 2025) |
| Tax Bill | $3,410 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58M D 21.00 |
| Primary APN | 58M D 21.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,487 sqft Living Area |
| Gross Area | 3,525 sqft |
| 1st Floor Area | 2,113 sqft |
| Upper Floors Area | 362 sqft |
| Bonus Room | Bonus Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Attached |
| Garage Area | 2,079 sqft |
| Driveway | Driveway |
| Driveway Area | 2,014 sqft |
| Pool Area | 800 sqft |
| Porch | Porch |
| Porch Area | 334 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 963 RED BLUFF WAY |
|---|---|
| City | ADAMS |
| State | TN |
| Zip | 37010-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-1A |
| Legal Description | SUBDIVISION: BLUFF AT BRADBURY FARMS LOT:35 PLAT BOOK: F PLAT PAGE: 1133 TENANTS BY THE ENTIRETY SPLIT OFF 58-12.04 T-13; ADD |
| Legal Subdivision | BLUFF AT BRADBURY |
| Legal Lot Number | 35 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 101807 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 963 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 8, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 26, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Apr 18, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage F & M BANK |
| Jan 5, 2017 | Loan Modification, Mortgage FIRST ADVANTAGE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on Record |
| Deed Sale | Jul 1, 2025 · Amount on Record |
| Prior Sale | Nov 26, 2019 · Amount on Record |
| Deed Document Number | 20251506348 |
| Deed Book / Page | 2445 / 5380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 963 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002253/778 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 2253/778 |
| Instrument | 1398317 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 963 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02007/2007 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 2007/2007 |
| Instrument | 1274459 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Nov 26, 2019 |
| Property Address | 963 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Document Number | 0001233691 |
| Book / Page | 001928 / 000202 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 1233691 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,517.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 963 RED BLUFF WAY ADAMS TN 370102502, ADAMS, TN 37010-2502 |
| Document Number | 1233692 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 001928/000205 |
| Instrument | 1233692 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Apr 18, 2017 |
| Property Address | 963 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Document Number | 001736/455 |
| Book / Page | 1736 / 455 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 1118900 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 963 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Document Number | 001736/457 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 1736/457 |
| Instrument | 1118901 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 963 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Document Number | 0001110664 |
| Book / Page | 001723 / 000398 |
| Instrument Date | Jan 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1202 WILLOW BEND DR CLARKSVILLE TN 370431715, CLARKSVILLE, TN 37043-1715 |
| Document Number | 0001110664 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 001723/000398 |
| Instrument | 1110664 |
| Name | FIRST ADVANTAGE BK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Term | 120 Months |
|---|---|
| Due | Feb 1, 2027 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,410.00 | $162,375 (-) | $649,500 (-) Land $100,000 Building $549,500 |
| 2024 | $3,410.00 (+19.06%) | $162,375 (+69.49%) | $649,500 (+69.49%) Land $100,000 Building $549,500 |
| 2023 | $2,864.00 | $95,800 (-0.05%) | |
| 2022 | $2,864.00 | $95,850 | $383,200 Land $60,000 Building $323,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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