Montgomery County property record for 970 Red Bluff Way, Adams, TN 37010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,356 sqft · built 2017 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jul 2017) |
| Tax Bill | $2,723 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58M D 38.00 |
| Primary APN | 58M D 38.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 3,210 sqft |
| 1st Floor Area | 2,256 sqft |
| Upper Floors Area | 100 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 482 sqft |
| Driveway | Driveway |
| Driveway Area | 1,702 sqft |
| Porch | Slab |
| Porch Area | 372 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 970 RED BLUFF WAY |
|---|---|
| City | ADAMS |
| State | TN |
| Zip | 37010-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-1A |
| Legal Description | SUBDIVISION: BLUFF AT BRADBURY FARMS LOT:19 PLAT BOOK: F PLAT PAGE: 1133-1134 TENANTS BY THE ENTIRETY SPLIT OFF 58-12.04 T-13 |
| Legal Subdivision | BLUFF AT BRADBURY |
| Legal Lot Number | 19 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 101807 |
970 Red Bluff Way is owned and occupied by an individual who bought it in July 2017.
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 970 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2017 · Amount on File |
| Deed Sale | Jul 6, 2017 · Amount on File |
| Prior Sale | Nov 22, 2016 · Amount on File |
| Deed Document Number | 20171128339 |
| Deed Book / Page | 1752 / 529 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 970 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001752/531 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 1752/531 |
| Instrument | 1128340 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.83% |
| Type Change Date | Jul 1, 2020 |
The 2025 property tax bill for 970 Red Bluff Way was $2,723.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,723.00 | $129,650 (-) | $518,600 (-) Land $125,000 Building $393,600 |
| 2024 | $2,723.00 (+19.06%) | $129,650 (+68.38%) | $518,600 Land $125,000 Building $393,600 |
| 2023 | $2,287.00 (-0.65%) | $77,000 (+0.65%) | |
| 2022 | $2,302.00 | $76,500 | $308,000 Land $75,000 Building $233,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 970 Red Bluff Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 970 Red Bluff Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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