Montgomery County property record for 975 Red Bluff Way, Adams, TN 37010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,642 sqft · built 2018 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Jul 2018) |
| Tax Bill | $3,448 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58M D 24.00 |
| Primary APN | 58M D 24.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,642 sqft Living Area |
| Gross Area | 3,939 sqft |
| 1st Floor Area | 2,336 sqft |
| Upper Floors Area | 306 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Type | Attached |
| Garage Area | 870 sqft |
| Driveway | Driveway |
| Driveway Area | 2,552 sqft |
| Porch | Slab |
| Porch Area | 427 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 975 RED BLUFF WAY |
|---|---|
| City | ADAMS |
| State | TN |
| Zip | 37010-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-1A |
| Legal Description | SUBDIVISION: BLUFF AT BRADBURY FARMS LOT:32 PLAT BOOK: F PLAT PAGE: 1133 SPLIT OFF 58-12.04 T-13; ADD CHG PER OWNER T-14; |
| Legal Subdivision | BLUFF AT BRADBURY |
| Legal Lot Number | 32 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 15 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 101807 |
975 Red Bluff Way is owned and occupied by an individual who bought it in July 2018.
Source: Montgomery County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 975 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Line of Credit PLANTERS BANK |
| Jul 11, 2018 | Warranty Deed, Transfer · VA Mortgage LEGENDS BANK |
| Jan 29, 2018 | Warranty Deed, Transfer F & M BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on File |
| Deed Sale | Jul 11, 2018 · Amount on File |
| Prior Sale | Jan 29, 2018 · Amount on File |
| Deed Document Number | 20181171872 |
| Deed Book / Page | 1823 / 1526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jul 6, 2026 |
| Property Address | 975 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Document Number | 0001550163 |
| Book / Page | 2497 / 4775 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20261550163 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0001550163, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 2497/4775 |
| Instrument | 20261550163 |
| Name | PLANTERS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 10, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jul 11, 2018 |
| Property Address | 975 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Document Number | 01823/1526 |
| Book / Page | 1823 / 1526 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 1171872 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 182 MAXWELL DR, CLARKSVILLE, TN 37043-5069 |
| Document Number | 01823/1528 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 1823/1528 |
| Instrument | 1171873 |
| Name | LEGENDS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jan 29, 2018 |
| Property Address | 975 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Document Number | 01790/1564 |
| Book / Page | 1790 / 1564 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 1151778 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 975 RED BLUFF WAY, ADAMS, TN 37010-2502 |
| Investor | Possibly a Property Investor |
| Document Number | 01790/1567 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 1790/1567 |
| Instrument | 1151779 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 975 Red Bluff Way was $3,448.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,448.00 | $164,175 (-) | $656,700 (-) Land $100,000 Building $556,700 |
| 2024 | $3,448.00 (+25.7%) | $164,175 (+80.31%) | $656,700 Land $100,000 Building $556,700 |
| 2023 | $2,743.00 (+0.77%) | $91,050 (-0.76%) | |
| 2022 | $2,722.00 | $91,750 | $364,200 Land $60,000 Building $304,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 975 Red Bluff Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 975 Red Bluff Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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